65 Carmel Dr, Chillicothe, OH 45601 Property Records

Ross County property record for 65 Carmel Dr, Chillicothe, OH 45601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,340 sqft · built 1970
Lot Size	0.557 acres (24,254 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2016)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-06-03-028.000`

Property Details

APN / Parcel Number

Primary APN	`33-06-03-028.000`
Alternative APN	`060302`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,340 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Other
Lot Area	24,254 sqft (0.557 acres)
Lot Dimensions	147 ft deep x 165 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	060302
Street Address	65 CARMEL DR
City	CHILLICOTHE
State	OH
Zip	45601-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	65 CARMEL DR RES C M A 28 6-3-28 0267/0686
Legal Subdivision	CUTRIGHT MANOR SUBDIVISION
Jurisdiction	ROSS OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1049
Census Tract	956600

Owner

65 Carmel Dr is owned and occupied by an individual who bought it in November 2016.

Source: Ross County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	65 CARMEL DR, CHILLICOTHE, OH 45601-9322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2016 · Amount on File
Deed Sale	Nov 1, 2016 · Amount on File
Prior Sale	Jul 17, 2006 · Amount on File
Deed Document Number	20168091
Deed Book / Page	497 / 1183
Prior Transfer Date	May 31, 2006
Prior Transfer Doc	0003272379
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSS OH
Property Address	65 CARMEL DR, CHILLICOTHE, OH 45601-9322
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005554470
Date	Oct 29, 2021
Book Page	555/4470
Instrument	202100009884

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 65 Carmel Dr was $1,791, up 8.7% from the year before.

Source: Ross County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ross County
County Subdivision	Springfield Township
Unified School District	Southeastern Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+8.74%)	$60,640 (+20.41%) Land $8,660 Building $51,980	$173,260 (+20.42%) Land $24,750 Building $148,510
2024	$1,647.00 (-2.02%) Homeowner's exemption	$50,360 (-) Land $8,660 Building $41,700	$143,880 Land $24,750 Building $119,130
2023	$1,681.00 (-0.24%) Homeowner's exemption	$50,360 (-) Land $8,660 Building $41,700
2022	$1,685.00 Homeowner's exemption	$50,360 Land $8,660 Building $41,700	$143,880 Land $24,750 Building $119,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 65 Carmel Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Carmel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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