St. Johns County property record for 65 Beartooth Trl, Ponte Vedra Beach, FL 32081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,755 sqft · built 2016 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $463,400 (Apr 2016) |
| Tax Bill | $6,991 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068061-1770 |
| Primary APN | 068061-1770 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,755 sqft Living Area |
| Gross Area | 3,205 sqft |
| 1st Floor Area | 1,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 65 BEARTOOTH TRL |
|---|---|
| City | PONTE VEDRA |
| State | FL |
| Zip | 32081-0766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 77/12-26 TWENTY MILE AT NOCATEE PHASE 2A LOT 177 OR4181/1115 |
| Legal Range | 29E |
| Legal Township | 04S |
| Legal Section | 29 |
| Legal Subdivision | TWENTY MILE AT NOCATEE PHASE 2A |
| Legal Phase | 2A |
| Legal Block | 1 |
| Legal Lot Number | 177 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | PONTE VEDRA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 20708 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 BEARTOOTH TRL, PONTE VEDRA, FL 32081-0766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 5, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Aug 9, 2018 | Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2016 · Amount on Record |
| Deed Sale | Apr 25, 2016 · Amount on Record |
| Deed Document Number | 201625109 |
| Deed Book / Page | 4181 / 1115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 65 BEARTOOTH TRL, PONTE VEDRA, FL 32081-0766 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 65 BEARTOOTH TRL, PONTE VEDRA, FL 32081-0766 |
| Document Number | 0052081537 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 5208/1537 |
| Instrument | 2021029061 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 65 BEARTOOTH TRL, PONTE VEDRA, FL 32081-0766 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 65 BEARTOOTH TRL, PONTE VEDRA, FL 32081-0766 |
| Document Number | 0060931357 |
|---|---|
| Date | Feb 5, 2025 |
| Book Page | 6093/1357 |
| Instrument | 2025008723 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 65 BEARTOOTH TRL, PONTE VEDRA, FL 32081-0766 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045940575 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 4594/0575 |
| Instrument | 2018057565 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 65 BEARTOOTH TRL, PONTE VEDRA, FL 32081-0766 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045940588 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 4594/0588 |
| Instrument | 2018057566 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MD 21044 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $492,641 (+27.95%) | $803,994 (+13.71%) Land $200,000 Building $603,994 | |
| 2025 | $6,991.00 (+9.51%) Homeowner's exemption | $385,026 (+2.9%) | $707,037 (+6.02%) Land $200,000 Building $507,037 |
| 2024 | $6,384.00 (+1.37%) Homeowner's exemption | $374,175 (+3%) | $666,882 (-3.31%) Land $175,000 Building $491,882 |
| 2023 | $6,298.00 (+1.93%) Homeowner's exemption | $363,277 (+3%) | $689,710 (+12.87%) Land $175,000 Building $514,710 |
| 2022 | $6,179.00 Homeowner's exemption | $352,696 | $611,060 Land $134,400 Building $476,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 368 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 368 in force |
| Nearby Flood Claims | 66 (2016–2022) |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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