Franklin County property record for 65 Bear Run Trl, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,435 sqft · built 1991 |
| Lot Size | 5.14 acres (223,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Jul 2022) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006 00-106 00 |
| Primary APN | 006 00-106 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,435 sqft Living Area |
| Gross Area | 3,823 sqft |
| 1st Floor Area | 2,240 sqft |
| Basement Area | 1,315 sqft |
| Finished Basement | 1,315 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 223,898 sqft (5.14 acres) |
| Terrain | Rolling |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 308 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 874 |
|---|---|
| Street Address | 65 BEAR RUN TRL |
| City | HARDY |
| State | VA |
| Zip | 24101-3337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | WINDY GAP FARMS LOT 6 |
| Legal Subdivision | WINDY GAP FARMS |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20301 |
Source: Franklin County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 APPLE RD, BOONES MILL, VA 24065-4145 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed, Transfer · Conventional Mortgage UNITED MUTUAL FUNDING CORP |
| Jul 1, 2022 | Deed, Transfer · Conventional Mortgage MEMBERS 1ST FCU |
| Dec 28, 2020 | Deed, Transfer · Conventional Mortgage BANK OF THE JAMES INC |
| Feb 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on Record |
| Deed Sale | Jul 1, 2022 · Amount on Record |
| Prior Sale | Dec 28, 2020 · Amount on Record |
| Deed Document Number | 20225104 |
| Deed Book / Page | 1186 / 2082 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Mar 25, 2024 |
| Property Address | 65 BEAR RUN TRL, HARDY, VA 24101-3337 |
| Document Number | 0012102709 |
| Book / Page | 1210 / 2709 |
| Map Reference | MB 7 PG 47&48 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 240001634 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3718 GATTIN WOODS DR, ORLANDO, FL 32812-7610 |
| Document Number | 0240001636 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 240001636 |
| Name | UNITED MUTUAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jul 1, 2022 |
| Property Address | 65 BEAR RUN TRL, HARDY, VA 24101-3337 |
| Document Number | 0011862082 |
| Book / Page | 1186 / 2082 |
| Map Reference | MB 7 PG 47&48 |
| Instrument Date | Jun 25, 2022 |
| Instrument | 220005104 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2023 |
| Title Company | ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $212.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 ROMAN LN, HANOVER, PA 17331-8513 |
| Document Number | 0220005105 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 220005105 |
| Name | MEMBERS 1ST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Dec 28, 2020 |
| Property Address | 65 BEAR RUN TRL, HARDY, VA 24101-3337 |
| Document Number | 0011532544 |
| Book / Page | 1153 / 2544 |
| Map Reference | MB 515 PG 101 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 200010789 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | VIRGINIA TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 65 BEAR RUN TRL, HARDY, VA 24101-3337 |
| Document Number | 200010790 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 200010790 |
| Name | BANK OF THE JAMES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 65 BEAR RUN TRL, HARDY, VA 24101-3337 |
| Document Number | 0011040868 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0011040868 |
|---|---|
| Date | Feb 8, 2018 |
| Book Page | 001104/000868 |
| Instrument | 766 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 7, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 (-8.49%) | $413,700 (+29.85%) Land $53,600 Building $360,100 | $413,700 (+29.85%) Land $53,600 Building $360,100 |
| 2023 | $1,943.00 | $318,600 (-) Land $46,600 Building $272,000 | $318,600 (-) Land $46,600 Building $272,000 |
| 2022 | $318,600 Land $46,600 Building $272,000 | $318,600 Land $46,600 Building $272,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 90% of Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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