65 Baycircle Dr, Perryville, MD 21903 Property Records

Cecil County property record for 65 Baycircle Dr, Perryville, MD 21903

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1992
Lot Size	0.813 acres (35,414 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Mar 2021)
Tax Bill	$3,992 (2026)
Deeds & Mortgages	Mar 2021 Second Mortgage Mar 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-038666`

Property Details

APN / Parcel Number

Primary APN	`07-038666`
Alternative APNs	`7038666` `038666`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Total Area
Basement Area	882 sqft
Finished Basement	882 sqft
Utility Area	336 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	35,414 sqft (0.813 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Deck Area	672 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	038666
Street Address	65 BAYCIRCLE DR
City	PERRYVILLE
State	MD
Zip	21903-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 45 - .813 ACRE 65 BAY CIRCLE DRIVE RIVER VIEW HILLS
Legal Subdivision	RIVER VIEW HILLS
Legal Lot Number	45
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	2
Census Block	2022
Census Tract	31202

Owner

65 Baycircle Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 BAYCIRCLE DR, PERRYVILLE, MD 21903-2423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SWBC MORTGAGE CORP
Mar 25, 2021	Deed, Transfer · Stand-Alone Second Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Prior Sale	Mar 31, 2011
Deed Book / Page	4830 / 36
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	0030020311
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	65 BAYCIRCLE DR, PERRYVILLE, MD 21903-2423
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048300071
Date	Mar 25, 2021
Book Page	4830/71

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 25, 2021
Property Address	65 BAYCIRCLE DR, PERRYVILLE, MD 21903-2423
Document Number	0048300036
Book / Page	4830 / 36
Map Reference	CAB PC 201-303
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SANCTUARY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	65 BAYCIRCLE DR, PERRYVILLE, MD 21903-2423

Mortgage

Document Number	0000483056
Date	Mar 25, 2021
Instrument	4830/56

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Mortgage

Document Number	0048300044
Date	Mar 25, 2021
Book Page	4830/44

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 65 Baycircle Dr was $3,992 with a homeowner's exemption, up 4.9% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Perryville Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,992.00 (+4.94%) Homeowner's exemption	$287,400 (+6.5%) Land $67,700 Building $219,700	$287,400 (-) Land $67,700 Building $219,700
2025	$3,804.00 Homeowner's exemption	$269,867	$287,400 Land $67,700 Building $219,700
2023	$2,746.00 Homeowner's exemption	$234,800 Land $67,700 Building $167,100	$234,800 Land $67,700 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Baycircle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Baycircle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PERRYVILLE serves 4,413 people · EPA ID MD0070018
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jan 2026 Treatment failure resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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