65 Bay Tree Ln, Los Altos, CA 94022 Property Records

Santa Clara County property record for 65 Bay Tree Ln, Los Altos, CA 94022

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,840 sqft · built 1972
Lot Size	0.062 acres (2,704 sqft)
Owner	2 Company Names on File
Tax Bill	$34,075 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`175-60-032`

Property Details

APN / Parcel Number

Primary APN	`175-60-032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	1,840 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	2,704 sqft (0.062 acres)
Lot Dimensions	52 ft deep x 52 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	65 BAY TREE LN
City	LOS ALTOS
State	CA
Zip	94022-4624
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R110
Legal Description	TRACT 5063 CREEKSIDE OAKS OF LOS ALTOS BOOK 291 PAGE 53 PAGE 54 LOT 65
Legal Subdivision	CREEKSIDE OAKS OF LOS ALTOS
Legal Tract	5063
Legal Lot Number	65
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3012
Census Tract	510300

Owner

65 Bay Tree Ln, a condominium, is owned by a company that acquired it in June 2020.

Source: Santa Clara County records, as of August 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	65 BAY TREE LN, LOS ALTOS, CA 94022-4624
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 25, 2020	Affidavit of Death, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE
Jun 25, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 1, 2020
Transfer Doc	0024517860
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	65 BAY TREE LN, LOS ALTOS, CA 94022-4624
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BAY TREE LN, LOS ALTOS, CA 94022-4624

Mortgage

Document Number	0025900842
Date	Nov 13, 2025
Instrument	25900842

Lender

Name	COMERICA BANK
Type	Bank
Address	1717 MAIN ST, DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	65 BAY TREE LN, LOS ALTOS, CA 94022-4624
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, DOMA TITLE OF CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BAY TREE LN, LOS ALTOS, CA 94022-4624

Mortgage

Document Number	0025873429
Date	Sep 23, 2025
Instrument	25873429

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 25, 2020
Property Address	65 BAY TREE LN, LOS ALTOS, CA 94022-4624
Document Number	0024517859
Instrument Date	Jun 17, 2020
Instrument	24517859
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	65 BAY TREE LN LOS ALTOS CA 940224624, LOS ALTOS, CA 94022-4624

Mortgage

Document Number	24517861
Date	Jun 25, 2020
Instrument	24517861

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	732 Months
Due	Jun 24, 2081

Interest

Rate Type	Adjustable Rate
Rate	2.44%

Mortgage

Document Number	24517862,
Date	Jun 25, 2020
Instrument	24517862

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	732 Months
Due	Jun 24, 2081

Interest

Rate Type	Adjustable Rate
Rate	2.44%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 25, 2020
Property Address	65 BAY TREE LN, LOS ALTOS, CA 94022-4624
Document Number	0024517860
Instrument Date	Jun 1, 2020
Instrument	24517860
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	65 BAY TREE LN LOS ALTOS CA 940224624, LOS ALTOS, CA 94022-4624

Tax Assessment & Valuation

The 2025 property tax bill for 65 Bay Tree Ln was $34,075.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Los Altos City
Elementary School District	Los Altos Elementary School District (KG - 08)
Secondary School District	Mountain View-Los Altos Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,830,500 (+1,441.63%) Land $1,415,250 Building $1,415,250
2025	$34,075.00 Homeowner's exemption	$183,604 Land $53,793 Building $129,811
2023	$3,960.00 (+10.52%) Homeowner's exemption	$176,476 Land $51,705 Building $124,771
2022	$3,583.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 65 Bay Tree Ln in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Bay Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Los Altos Hills Community Fiber, T-Mobile.

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