65 Bay Laurel, Irvine, CA 92620 Property Records

Orange County property record for 65 Bay Laurel, Irvine, CA 92620

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 1,481 sqft · built 2016
Owner	Individual Name on Record
Last Sale	$862,500 (Mar 2021)
Tax Bill	$12,362 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931-321-52`

Property Details

APN / Parcel Number

Primary APN	`931-321-52`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,481 sqft Living Area

Exterior

Year Built	Built 2016
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	65 BAY LAUREL
City	IRVINE
State	CA
Zip	92620-3111
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 17753 BLK LOT 3 UN 16 LOT 3 OF TRACT 17753 OF CONDO PROJECT 931-32
Legal Tract	17753
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	7
Census Block	7002
Census Tract	52433

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23263 MADERO STE C, C, MISSION VIEJO, CA 92691-2767
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC
Mar 15, 2021	Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
Jun 25, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on Record
Deed Sale	Mar 15, 2021 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	2021000178083
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	65 BAY LAUREL, IRVINE, CA 92620-3111
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BAY LAUREL, IRVINE, CA 92620-3111

Mortgage

Document Number	0000350962
Date	Nov 1, 2022
Instrument	2022000350962

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	65 BAY LAUREL, IRVINE, CA 92620-3111
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BAY LAUREL, IRVINE, CA 92620-3111

Mortgage

Document Number	0000706521
Date	Nov 18, 2021
Instrument	2021000706521

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution
Address	WALNUT, CA 91789

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 15, 2021
Property Address	65 BAY LAUREL, IRVINE, CA 92620-3111
Document Number	0000178083
Map Reference	MB 927 PG 18-23
Instrument Date	Mar 9, 2021
Instrument	2021000178083
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	23263 MADERO STE C, C, MISSION VIEJO, CA 92691-2767

Mortgage

Document Number	0000178084
Date	Mar 15, 2021
Instrument	2021000178084

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 25, 2019
Property Address	65 BAY LAUREL, IRVINE, CA 92620-3111
Document Number	0000224495
Map Reference	MB 927 PG 18-23
Instrument Date	May 10, 2019
Instrument	2019000224495
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	108 ECHO RUN, IRVINE, CA 92614-7425

Mortgage

Document Number	0000224496
Date	Jun 25, 2019
Instrument	2019000224496

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,362.00 (+3.58%) Homeowner's exemption	$933,596 (+4.04%) Land $665,427 Building $268,169
2023	$11,935.00 (+1.67%) Homeowner's exemption	$897,345 Land $639,589 Building $257,756
2022	$11,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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