65 Avista Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 65 Avista Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,517 sqft · built 1955
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2016)
Tax Bill	$6,363 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`214630-0000`

Property Details

APN / Parcel Number

Primary APN	`214630-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,517 sqft Living Area
Gross Area	3,045 sqft
1st Floor Area	2,517 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	148 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	500 sqft
Porch	Finished/Open Porch
Porch Area	169 sqft
Deck Area	Deck Area
Patio Area	1,033 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	65 AVISTA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7-7 AVISTA SUB OF DAVIS SHORES LOTS 6 & 7 BLK 4 OR4196/519
Legal Range	30E
Legal Township	07S
Legal Section	17
Legal Subdivision	AVISTA SUBDIVISION
Legal Block	4
Legal Lot Number	6,7
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	20500

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 AVISTA CIR, SAINT AUGUSTINE, FL 32080-3806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2016 · Amount on Record
Deed Sale	May 25, 2016 · Amount on Record
Prior Sale	Jun 18, 2004 · Amount on Record
Deed Document Number	201632430
Deed Book / Page	4196 / 519
Prior Transfer Date	Jun 15, 2004
Prior Transfer Doc	0022240411
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	65 AVISTA CIR, SAINT AUGUSTINE, FL 32080-3806
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 AVISTA CIR, SAINT AUGUSTINE, FL 32080-3806

Mortgage

Document Number	0055930118
Date	Jul 7, 2022
Book Page	5593/118
Instrument	2022066771

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	65 AVISTA CIR, SAINT AUGUSTINE, FL 32080-3806
Document Number	0043270084
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 AVISTA CIR ST AUGUSTINE FL 320803806, ST AUGUSTINE, FL 32080-3806

Mortgage

Document Number	0043270084
Date	Feb 3, 2017
Book Page	004327/000084
Instrument	8550

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	WINTER HAVEN, FL 33883

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	65 AVISTA CIR, SAINT AUGUSTINE, FL 32080-3806
Document Number	0043220421
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	65 AVISTA CIR ST AUGUSTINE FL 320803806, ST AUGUSTINE, FL 32080-3806

Mortgage

Document Number	0043220421
Date	Jan 25, 2017
Book Page	004322/000421
Instrument	5996

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	SAINT AUGUSTINE, FL

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,382 (+2.7%)	$741,980 (+6.78%) Land $498,754 Building $243,226
2025	$6,363.00 (+7.77%) Homeowner's exemption	$355,776 (+2.9%)	$694,894 (+2.09%) Land $453,412 Building $241,482
2024	$5,904.00 (+2.46%) Homeowner's exemption	$345,749 (+3%)	$680,636 (-0.54%) Land $453,412 Building $227,224
2023	$5,762.00 (+3.22%) Homeowner's exemption	$335,679 (+3%)	$684,331 (-0.86%) Land $453,412 Building $230,919
2022	$5,582.00 Homeowner's exemption	$325,902	$690,269 Land $358,861 Building $331,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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