65 Amethyst Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 65 Amethyst Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,152 sqft · built 1987
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$175,250 (Jun 2016)
Tax Bill	$2,264 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 9 337`

Property Details

APN / Parcel Number

Primary APN	`18A 9 337`
Alternative APN	`4577`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	1,152 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4577
Street Address	65 AMETHYST RD
City	PALMYRA
State	VA
Zip	22963-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 964-858 KNOLLWOOD-9 LOT 337 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	33
Legal Lot Number	337
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1010
Census Tract	20103

Owner

65 Amethyst Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 AMETHYST RD, PALMYRA, VA 22963-2414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC UNION BANK
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2016 · Amount on File
Deed Sale	Jun 30, 2016 · Amount on File
Prior Sale	Apr 26, 2012 · Amount on File
Deed Document Number	20161759
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	65 AMETHYST RD, PALMYRA, VA 22963-2414
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210005715
Date	Nov 16, 2021
Instrument	210005715

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	65 AMETHYST RD, PALMYRA, VA 22963-2414
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001626
Date	May 11, 2020
Instrument	200001626

Lender

Name	FIRST HERITAGE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 65 Amethyst Rd was $2,264.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,900 (-) Land $30,000 Building $269,900	$299,900 (-) Land $30,000 Building $269,900
2025	$2,264.00	$299,900 Land $30,000 Building $269,900	$299,900 Land $30,000 Building $269,900
2023		$196,900 Land $30,000 Building $166,900	$196,900 Land $30,000 Building $166,900
2022	$1,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 65 Amethyst Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Amethyst Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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