65 A St, Inlet Beach, FL 32461 Property Records

Walton County property record for 65 A St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	8 bd · 8 ba · 6,972 sqft · built 2023
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,300,000 (Feb 2023)
Tax Bill	$26,204 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16130-000-0310`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16130-000-0310`
Alternative APNs	`27-318-16130-000-0310` `1057590`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Stories	2 Stories
Building Area	6,972 sqft Living Area
Gross Area	8,715 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	155 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	65 A ST
City	INLET BEACH
State	FL
Zip	32461-7116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 31 SEACREST EAST S/D PB 6-13 REPLAT PB 7-5 OR 347-835 OR 2942-2717 OR 3082-4714 OR 3281-4221
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SEACREST EAST
Legal Block	3
Legal Lot Number	31
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1042
Census Tract	950610

Owner

Source: Walton County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	65 A ST, INLET BEACH, FL 32461-7116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 10, 2020	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Aug 23, 2018	Warranty Deed, Transfer NEIGHBORHOOD TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Aug 23, 2018 · Amount on Record
Deed Document Number	20236825
Deed Book / Page	3281 / 4221
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 28, 2023
Property Address	65 A ST, INLET BEACH, FL 32461-7116
Document Number	0032814221
Book / Page	3281 / 4221
Map Reference	MB 7 PG 5
Instrument Date	Feb 28, 2023
Instrument	20230006825
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 N LUKE ST, LAFAYETTE, LA 70506-1987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 A ST, INLET BEACH, FL 32461-7116

Mortgage

Document Number	0032814223
Date	Feb 28, 2023
Instrument	3281/4223

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Max Rate	9.5%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	65 A ST, INLET BEACH, FL 32461-7116
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	BLUETITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N LUKE ST, LAFAYETTE, LA 70506-1987

Mortgage

Document Number	0031542144
Date	Aug 10, 2020
Book Page	3154/2144
Instrument	20200029649

Lender

Name	WHITNEY BANK
Type	Bank
Address	NEW ORLEANS, LA 70161

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Feb 10, 2022

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 23, 2018
Property Address	65 A ST, INLET BEACH, FL 32461-7116
Document Number	0030824714
Book / Page	003082 / 004714
Instrument Date	Aug 21, 2018
Instrument	28421
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	NEIGHBORHOOD TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$4,053.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	202 N LUKE ST LAFAYETTE LA 705061987, LAFAYETTE, LA 70506-1987

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,204.00 (-30.47%)	$2,900,065 (+233.72%) Land $869,000 Building $2,031,065	$2,900,065 (+233.72%) Land $869,000 Building $2,031,065
2024	$37,685.00 (+514.46%)
2023	$6,133.00 (+30.54%)	$869,000 (+54.93%) Land $869,000	$869,000 (+54.93%) Land $869,000
2022	$4,698.00	$560,910 Land $560,910	$560,910 Land $560,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Wildstar Networks.

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