65 7th St, Grayson, KY 41143 Property Records

Carter County property record for 65 7th St, Grayson, KY 41143 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1970
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (Feb 2025)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`104-40-07-002.00`

Property Details

APN / Parcel Number

Primary APN	`104-40-07-002.00`
Alternative APNs	`35986` `8349`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
View / Lot	Waterfront - Canal
Driveway	Driveway
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	35986
Street Address	65 7TH ST
City	GRAYSON
State	KY
Zip	41143-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOTS 82-84 PLAT B
Legal Subdivision	ROLLING HILLS ESTATE
Legal Lot Number	82-84
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2036
Census Tract	960602

Owner

Source: Carter County records · APN 104-40-07-002.00

Assessment roll updated April 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	65 7TH ST, GRAYSON, KY 41143-8900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 28, 2025	Warranty Deed, Transfer · Line of Credit UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2025 · Amount on Record
Deed Sale	Feb 28, 2025 · Amount on Record
Deed Document Number	20251004199
Deed Book / Page	532 / 617
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jul 21, 2026
Property Address	65 7TH ST, GRAYSON, KY 41143-8900
Document Number	0001030693
Book / Page	561 / 184
Instrument Date	Jul 10, 2026
Instrument	20261030693
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	BESTITLE, BES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,554.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	65 7TH ST, GRAYSON, KY 41143-8900

Mortgage

Document Number	0001030697,
Date	Jul 21, 2026
Instrument	20261030697

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 01, 2051

Interest

Rate	6.48%
Max Rate	-1%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER KY
Recording Date	Feb 28, 2025
Property Address	65 7TH ST, GRAYSON, KY 41143-8900
Document Number	000532/617
Book / Page	532 / 617
Instrument Date	Feb 21, 2025
Instrument	1004199
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 DRY PRAIRIE RD, GRAYSON, KY 41143

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	65 7TH ST, GRAYSON, KY 41143-8900
Mail Care Of	CRYSTAL LYNN BURKE AND LOUELLA STONE

Mortgage

Document Number	000532/621
Date	Feb 28, 2025
Book Page	532/621
Instrument	1004203

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated April 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00 (+4,161.29%)	$154,900 (+209.8%)	$154,900 (+209.8%)
2023	$31.00 Homeowner's exemption	$50,000	$50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carter County (21043C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210439606022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021, river or lake flooding, Severe, Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low above 32% of the US · above 66% of Kentucky
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 124 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	500 / 20
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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