Essex County and North Andover Town property record for 65 3rd St, North Andover, MA 01845
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 2,629 sqft · built 1877 |
| Lot Size | 0.448 acres (19,515 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,281 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M_230156_9 |
| Primary APN | M_230156_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,629 sqft Living Area |
| Gross Area | 5,698 sqft |
| 1st Floor Area | 1,538 sqft |
| Basement Area | 1,538 sqft |
| Unfinished Basement | 1,538 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,515 sqft (0.448 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | M_230156_938755 |
|---|---|
| Street Address | 65 3RD ST |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-3625 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Subdivision | NORTH ANDOVER |
| Legal Block | 5 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 253100 |
65 3rd St, a duplex, is owned and occupied by two individuals.
Source: Essex County and North Andover Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 65 3RD ST, NORTH ANDOVER, MA 01845-3625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 65 3RD ST, NORTH ANDOVER, MA 01845-3625 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17061-130 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 17061/130 |
| Instrument | 25746 |
| Name | NESC FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 65 3rd St was $8,281, up 4.2% from the year before.
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,281.00 (+4.16%) | $735,400 (+2.58%) Land $356,700 Building $378,700 | $735,397 |
| 2024 | $7,950.00 (+0.52%) | $716,900 (+10.94%) Land $337,900 Building $379,000 | |
| 2023 | $7,909.00 | $646,200 Land $285,400 Building $360,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 65 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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