65 3rd St, Camden, NY 13316 Property Records

Oneida County and Camden Town property record for 65 3rd St, Camden, NY 13316

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,130 sqft · built 1880
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$188,500 (Oct 2024)
Tax Bill$2,689 (2026)
Deeds & MortgagesOct 2024 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN303001 128.017-3-33

Property Details

APN / Parcel Number

Primary APN303001 128.017-3-33
Alternative APNs
  • 300112801700030330000000
  • 004750

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,130 sqft Living Area
1st Floor Area844 sqft
Upper Floors Area286 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1935
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions214 ft deep x 66 ft wide
PorchPorch
Porch Area120 sqft
Canopy132 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number004750
Street Address65 3RD ST
CityCAMDEN
StateNY
Zip13316-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionLIFE TENANCY THERESA O'RO N RAUT E SCHOOL S PALMER W 3RD ST
Legal Block3
Legal Lot Number33.000
JurisdictionONEIDA NY
Township / Civil DivisionCAMDEN
Census Block Group3
Census Block3005
Census Tract24500

Owner

Source: Oneida County and Camden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address28 E ELM ST, CAMDEN, NY 13316-3140
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADIRONDACK BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2024 · Amount on Record
Deed SaleOct 17, 2024 · Amount on Record
Prior SaleSep 2, 2005 · Amount on Record
Deed Document Number202412181
Record UpdatedOct 29, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONEIDA NY
Recording DateOct 17, 2024
Property Address65 3RD ST, CAMDEN, NY 13316-1131
Document Number0000012181
Instrument DateOct 7, 2024
Instrument2024-012181
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 E ELM ST, CAMDEN, NY 13316-3140

Mortgage

Document Number0000012182
DateOct 17, 2024
Instrument2024-012182
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2054

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address65 3RD ST, CAMDEN, NY 13316-1131
Document Number0000008497
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 3RD ST CAMDEN NY 133161131, CAMDEN, NY 13316-1131

Mortgage

Document Number0000008497
DateJul 10, 2020
Instrument8497
Lender
NameADIRONDACK BK
TypeBank
AddressUTICA, NY 13501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 9, 2030

Tax Assessment & Valuation

Source: Oneida County and Camden Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionCamden Town
MunicipalityCamden Village
Unified School DistrictCamden Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,689.00 (+11.07%)
2025$2,421.00 (+295.59%) Homeowner's exemption$3,000 (+44.23%) Land $200 Building $2,800$187,500 (+52.34%) Land $12,500 Building $175,000
2024$2,080 (-) Land $200 Building $1,880$123,077 (+8.88%) Land $11,834 Building $111,243
2023$2,080 (-) Land $200 Building $1,880$113,043 (+14.13%) Land $10,870 Building $102,173
2022$612.00 Homeowner's exemption$2,080 Land $200 Building $1,880$99,048 Land $9,524 Building $89,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1979–2000)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMDEN VILLAGE (GU)
serves 2,800 people · EPA ID NY3202385
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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