Grady County property record for 65 23rd St NE, Cairo, GA 39828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,157 sqft · built 1972 |
| Lot Size | 1.45 acres (63,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,600 (Mar 2016) |
| Tax Bill | $3,556 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C0380-021-000 |
| Primary APN | C0380-021-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,157 sqft Heated Area |
| 1st Floor Area | 1,186 sqft |
| 2nd Floor Area | 1,086 sqft |
| Utility Area | 115 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 63,162 sqft (1.45 acres) |
| Garage Area | 552 sqft |
| Patio Area | 260 sqft |
| Gazebo | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13126 |
|---|---|
| Street Address | 65 23RD ST NE |
| City | CAIRO |
| State | GA |
| Zip | 39828-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | KAROGA EST |
| Legal Lot Number | P,O23 |
| Jurisdiction | GRADY GA |
| Township / Civil Division | CAIRO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950501 |
Source: Grady County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 65 23RD ST NE, CAIRO, GA 39828-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · SBA Mortgage LENDAGE LLC |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2016 · Amount on Record |
| Deed Sale | Mar 16, 2016 · Amount on Record |
| Prior Sale | May 14, 2001 |
| Deed Document Number | 2016177 |
| Deed Book / Page | 800 / 51 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Recording Date | May 14, 2026 |
| Property Address | 65 23RD ST NE, CAIRO, GA 39828-1305 |
| Document Number | 0977000746 |
| Book / Page | 977 / 746 |
| Instrument Date | May 7, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 65 23RD ST NE, CAIRO, GA 39828-1305 |
| Document Number | 0977000746, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 977/746 |
| Name | LENDAGE LLC |
|---|
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate | 5.74% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRADY GA |
| Property Address | 65 23RD ST NE, CAIRO, GA 39828-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 65 23RD ST NE, CAIRO, GA 39828-1305 |
| Document Number | 0000000871/0000000351 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 0000000871/0000000351 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2049 |
Source: Grady County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Cairo City |
| County | Grady County |
| Unified School District | Grady County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,556.00 (-23.72%) Homeowner's exemption | $130,300 (+8.82%) Land $6,490 Building $123,810 | $325,751 (+8.82%) Land $16,225 Building $309,526 |
| 2024 | $4,662.00 (+73.12%) Homeowner's exemption | $119,744 (+60.87%) Land $6,490 Building $113,254 | $299,361 (+60.87%) Land $16,225 Building $283,136 |
| 2023 | $2,693.00 (+1.01%) Homeowner's exemption | $74,433 (-) Land $6,600 Building $67,833 | $186,083 (-) Land $16,500 Building $169,583 |
| 2022 | $2,666.00 Homeowner's exemption | $74,433 Land $6,600 Building $67,833 | $186,083 Land $16,500 Building $169,583 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO serves 9,637 people · EPA ID GA1310000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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