State of Hawaii and Hawaii County property record for 65-1383 Opelo Rd, Kamuela, HI 96743
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 814 sqft · built 1942 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $194,500 (Aug 1999) |
| Tax Bill | $100 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-6-5-002-152 |
| Primary APN | 3-6-5-002-152 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 814 sqft Living Area |
| 1st Floor Area | 814 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 65-1383 OPELO RD |
|---|---|
| City | KAMUELA |
| State | HI |
| Zip | 96743-7521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5A |
| Legal Subdivision | WAIMEA HOMESTEADS |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | SOUTH KOHALA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21705 |
65-1383 Opelo Rd is owned and occupied by an individual who bought it in August 1999.
Source: State of Hawaii and Hawaii County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 65-1383 OPELO RD, KAMUELA, HI 96743-7521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 2, 2017 | Deed of Trust, Mortgage · VA Mortgage BERKSHIRE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 1999 · Amount on File |
| Deed Sale | Aug 19, 1999 · Amount on File |
| Deed Document Number | 1999133949 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 65-1383 OPELO RD, KAMUELA, HI 96743-7521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A78670175 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | A-78670175 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 65-1383 OPELO RD, KAMUELA, HI 96743-7521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A62420347 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | A-62420347 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08619 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 65-1383 Opelo Rd was $100 with a disabled person's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,150,900 (-) Land $791,200 Building $359,700 | $1,150,900 (-) Land $791,200 Building $359,700 | |
| 2025 | $100.00 | $1,150,900 (+5.53%) Land $791,200 Building $359,700 | $1,150,900 (+5.53%) Land $791,200 Building $359,700 |
| 2024 | $1,090,600 (-13.13%) Land $753,400 Building $337,200 | $1,090,600 (-13.13%) Land $753,400 Building $337,200 | |
| 2023 | $100.00 | $1,255,400 Land $941,800 Building $313,600 | $1,255,400 Land $941,800 Building $313,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 65-1383 Opelo Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Jan 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 65-1383 Opelo Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · lower than 62% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH KOHALA serves 9,612 people · EPA ID HI0000130 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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