Lincoln County property record for 6499 Saddle Ridge Rd, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,204 sqft · built 1975 |
| Lot Size | 100 acres (4,359,920 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,183 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 15-20-03-000-000-010.000 |
| Primary APN | 15-20-03-000-000-010.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,204 sqft Living Area |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,359,920 sqft (100 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 6499 SADDLE RIDGE RD |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-4709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100.09 (C) AC- W1/2 OF SW1/4 NE1/4 & S1/2 OF NW1/4 SEC 3 |
| Legal Range | 01E |
| Legal Township | 49N |
| Legal Section | 03 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 810306 |
6499 Saddle Ridge Rd, a single family home, is owned by two individuals.
Source: Lincoln County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 376 IOWA COLONY RD, HOLLISTER, MO 65672-5268 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 6499 Saddle Ridge Rd was $2,183.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,734 (-) Land $10,836 Building $27,898 | ||
| 2025 | $2,183.00 | $38,734 Land $10,836 Building $27,898 | $203,860 Land $57,030 Building $146,830 |
| 2023 | $2,133.00 (+4%) | $37,428 Land $10,646 Building $26,782 | $196,990 Land $56,030 Building $140,960 |
| 2022 | $2,051.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6499 Saddle Ridge Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6499 Saddle Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Systec Wireless Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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