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6498 Pine Top Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 6498 Pine Top Rd, Hurlock, MD 21643 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,280 sqft · built 2019
Lot Size1.36 acres (59,242 sqft)
Owner2 Individual Names on File
Tax Bill$3,705 (2025)
Deeds & MortgagesApr 2020 Loan Modification
Jun 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN15-286686

Property Details

APN / Parcel Number

Primary APN15-286686
Alternative APN
  • 286686

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,280 sqft Total Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area59,242 sqft (1.36 acres)
Deck Area396 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number286686
Street Address6498 PINE TOP RD
CityHURLOCK
StateMD
Zip21643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 - 1.36 ACRES S/S PINE TOP RD W OF CABIN CREEK RD
Legal SubdivisionCABIN CREEK
Legal Lot Number2
JurisdictionDORCHESTER MD
Township / Civil Division15, HURLOCK
Census Block Group2
Census Block2056
Census Tract970200

Owner

Source: Dorchester County records · APN 15-286686

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6500 PINE TOP RD, HURLOCK, MD 21643-3264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2020Loan Modification, Mortgage
FULTON BK NA
Jun 27, 2019Intrafamily Transfer, Transfer · Construction Mortgage
FULTON BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 20, 2019
Transfer Doc0015260469
Record UpdatedSep 20, 2026

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDORCHESTER MD
Property Address6498 PINE TOP RD, HURLOCK, MD 21643
Document Number0015770427
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6498 PINE TOP RD HURLOCK MD 21643, HURLOCK, MD 21643

Mortgage

Document Number0015770427
DateJun 04, 2020
Book Page001577/000427
Lender
NameFULTON BK NA
AddressVA BEACH, VA 23462
Agreement
AmountAmount Recorded
Term360 Months
DueJun 03, 2050

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDORCHESTER MD
Recording DateJun 27, 2019
Property Address6498 PINE TOP RD, HURLOCK, MD 21643
Document Number0015260469
Book / Page1526 / 469
Map ReferenceLB 64 FO 69
Instrument DateMay 20, 2019
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6498 PINE TOP ROAD, HURLOCK, MD 21643

Mortgage

Document Number0001526473
DateJun 27, 2019
Instrument1526/473
Lender
NameFULTON BANK NA
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueApr 01, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateApr 01, 2027
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$354,733 (+7.87%)$380,600 (-) Land $50,900 Building $329,700
2025$3,705.00 (+12.27%) Homeowner's exemption$328,867 (+12.84%)$380,600 (+25.61%) Land $50,900 Building $329,700
2023$3,300.00$291,433$303,000 Land $50,900 Building $252,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Bay Country CommunicationsCable100 / 100
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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