6498 Franciscan Rd, Carlsbad, CA 92011 Property Records

San Diego County property record for 6498 Franciscan Rd, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,015 sqft · built 2003
Lot Size	0.126 acres (5,473 sqft)
Owner	Individual Name on Record
Tax Bill	$6,351 (2025)
Deeds & Mortgages	Feb 2021 Reverse Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`214-023-09-00`

Property Details

APN / Parcel Number

Primary APN	`214-023-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,015 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	5,473 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6498 FRANCISCAN RD
City	CARLSBAD
State	CA
Zip	92011-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	BLK 22 LOT 9 (EX ST) TR 002013
Legal Subdivision	LA COSTA DOWNS
Legal Tract	002013
Legal Block	22
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	17813

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6498 FRANCISCAN RD, CARLSBAD, CA 92011-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Aug 27, 2018	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 1995
Deed Sale	Jun 15, 1995
Deed Document Number	1995251480
Last Transfer Date	Aug 7, 2018
Transfer Doc	0000352065
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	6498 FRANCISCAN RD, CARLSBAD, CA 92011-3211
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6498 FRANCISCAN RD, CARLSBAD, CA 92011-3211

Mortgage

Document Number	0000109199
Date	Feb 11, 2021
Instrument	2021-0109199

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	925 Months
Due	Mar 14, 2098

August 2018: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 27, 2018
Property Address	6498 FRANCISCAN RD, CARLSBAD, CA 92011-3211
Document Number	0000352065
Instrument Date	Aug 7, 2018
Instrument	352065
Transaction Type	Transfer
Record Updated	Sep 3, 2018
Title Company	FNC TITLE SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6498 FRANCISCAN RD CARLSBAD CA 920113211, CARLSBAD, CA 92011-3211

Mortgage

Document Number	352066
Date	Aug 27, 2018
Instrument	352066

Lender

Name	AMERICAN ADVISORS
Address	3800 W CHAPMAN AVENUE 3RD & 7TH F, ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months
Due	Aug 26, 2098

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,231 (+2%) Land $64,657 Building $536,574
2025	$6,351.00 (+4.11%) Homeowner's exemption	$589,443 (+4.04%) Land $63,390 Building $526,053
2023	$6,100.00 (+1.58%) Homeowner's exemption	$566,557 Land $60,930 Building $505,627
2022	$6,005.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks, T-Mobile.

Nearby Properties on Franciscan Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures