6498 Cornwall Dr, Unit 3, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 6498 Cornwall Dr, Unit 3, Eldersburg, MD 21784

Property Summary

Property TypeCondominium
Detailsbuilt 2009
Lot Size0.012 acres (542 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Feb 2022)
Tax Bill$3,154 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-147298

Property Details

APN / Parcel Number

Primary APN05-147298
Alternative APN
  • 147298

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleCondo/Apartment
Lot Area542 sqft (0.012 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number147298
Street Address6498 CORNWALL DR, 3
CitySYKESVILLE
StateMD
Zip21784-6593
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-750
Legal DescriptionUNIT 3 BLDG 1 6498 CORNWALL DR 51-125/ RESERVOIR RIDGE CONDO 1
Legal SubdivisionRESERVOIR RIDGE LAND CONDOMINIUM
Legal Lot NumberUN 3
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group1
Census Block1000
Census Tract505205

Owner

Source: Carroll County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6498 CORNWALL DR, 3, SYKESVILLE, MD 21784-6593
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2022 · Amount on Record
Deed SaleFeb 24, 2022 · Amount on Record
Prior SaleSep 28, 2016 · Amount on Record
Deed Document Number2022
Deed Book / Page10708 / 227
Record UpdatedSep 20, 2026

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateMar 16, 2022
Property Address6498 CORNWALL DR UNIT 3, 3, ELDERSBURG, MD 21784-6593
Document Number0107080227
Book / Page10708 / 227
Map ReferenceMB DBS 52 PG 169&170
Instrument DateFeb 24, 2022
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyRESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address6498 CORNWALL DR, SYKESVILLE, MD 21784-6594

Mortgage

Document Number0010708234
DateMar 16, 2022
Instrument10708/234
Lender
NameEDUCATIONAL SYSTEMS FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8%
Index1-Year CMT
Max Rate8%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$303,333 (+21.33%)$325,000 (+25%) Land $100,000 Building $225,000
2025$3,154.00 (+11.65%)
2023$2,825.00$250,000$260,000 Land $100,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Cornwall Dr

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