6497 Elm St, Kinsman, OH 44428 Property Records

Trumbull County property record for 6497 Elm St, Kinsman, OH 44428

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,104 sqft · built 1930
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual on Record
Tax Bill$1,027 (2025)
Deeds & MortgagesNov 2018 Construction Loan
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN09-086475

Property Details

APN / Parcel Number

Primary APN09-086475

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,376 sqft
Upper Floors Area416 sqft
Basement Area640 sqft
Unfinished Basement640 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area6,098 sqft (0.14 acres)
Garage Area396 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area200 sqft
Patio Area165 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
SewerSeptic
Water SourceWell

Location & Zoning

Street Address6497 ELM ST
CityKINSMAN
StateOH
Zip44428-9503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description19 128 50X125F .14A PT ELM ST KINSMAN TWP
Legal Lot Number128
JurisdictionTRUMBULL OH
Township / Civil DivisionKINSMAN
Census Block Group2
Census Block2008
Census Tract930101

Owner

Source: Trumbull County assessment roll, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address6497 ELM ST, KINSMAN, OH 44428-9503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2018Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK
Nov 8, 2017Affidavit of Death, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Last Transfer DateNov 8, 2017
Transfer Doc0000030395
Record UpdatedJun 8, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address6497 ELM ST, KINSMAN, OH 44428-9503
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021949
DateNov 7, 2018
Instrument201811070021949
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueOct 17, 2048

November 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionTRUMBULL OH
Recording DateNov 8, 2017
Property Address6497 ELM ST, KINSMAN, OH 44428-9503
Document Number0000030395
Instrument DateNov 8, 2017
Instrument30395
Transaction TypeTransfer
Record UpdatedNov 16, 2017

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6497 ELM ST KINSMAN OH 444289503, KINSMAN, OH 44428-9503

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionKinsman Township
Unified School DistrictJoseph Badger Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,027.00$31,780 (-) Land $840 Building $30,940
2024$1,027.00 (-3.2%) Homeowner's exemption$31,780 (-) Land $840 Building $30,940
2023$1,061.00 (+28.45%) Homeowner's exemption$31,780 (+30.62%) Land $840 Building $30,940$90,800 (+30.65%) Land $2,400 Building $88,400
2022$826.00 Homeowner's exemption$24,330 Land $770 Building $23,560
2020$69,500 Land $2,200 Building $67,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Starlink
Satellite
280 / 30

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