El Dorado County property record for 6496 Granite Trl, Pollock Pines, CA 95726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1978 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,000 (Jul 2019) |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-505-001-000 |
| Primary APN | 009-505-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Lot Area | 11,761 sqft (0.27 acres) |
| Terrain | Combination |
| Garage Type | Attached |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 1,672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Street Address | 6496 GRANITE TRL |
|---|---|
| City | POLLOCK PINES |
| State | CA |
| Zip | 95726-9725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L 181 GLD RDG FOR 2 |
| Legal Subdivision | GLD RDG FOR 2 |
| Legal Lot Number | 181 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 31405 |
6496 Granite Trl is owned and occupied by two individuals who bought it in July 2019.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6496 GRANITE TRL, POLLOCK PINES, CA 95726-9725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2019 | Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Jan 28, 2019 | Grant Deed, Transfer · Conventional with PMI RONALD & BELLE GUELDEN |
| Aug 13, 2018 | Loan Modification, Mortgage · Conventional Mortgage FEDERAL NAT'L MTG ASSN (FNMA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on File |
| Deed Sale | Jul 16, 2019 · Amount on File |
| Prior Sale | Jan 28, 2019 · Amount on File |
| Deed Document Number | 201927693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jul 16, 2019 |
| Property Address | 6496 GRANITE TRL, POLLOCK PINES, CA 95726-9725 |
| Document Number | 0000027693 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 27693 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $383.90 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 6496 GRANITE TRL POLLOCK PINES CA 957269725, POLLOCK PINES, CA 95726-9725 |
| Document Number | 27694 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 27694 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jan 28, 2019 |
| Property Address | 6496 GRANITE TRL, POLLOCK PINES, CA 95726-9725 |
| Document Number | 0000002747 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 2747 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $209.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2076 OWL MEADOW ST FOLSOM CA 956306260, FOLSOM, CA 95630-6260 |
| Document Number | 2748 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 2748 |
| Name | RONALD & BELLE GUELDEN |
|---|---|
| Address | 101 TAYLOR RD, TIBURON, CA 94920-1002 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 6496 GRANITE TRL, POLLOCK PINES, CA 95726-9725 |
| Document Number | 0000041771 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 6496 GRANITE TRL POLLOCK PINES CA 957269725, POLLOCK PINES, CA 95726-9725 |
| Document Number | 0000041771 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 41771 |
| Name | FEDERAL NAT'L MTG ASSN (FNMA) |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 28, 2058 |
| Rate | 5.12% |
|---|
The 2025 property tax bill for 6496 Granite Trl was $4,269.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Elementary School District | Pollock Pines Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $394,722 (+2%) Land $78,084 Building $316,638 | |
| 2025 | $4,269.00 | $386,983 Land $76,553 Building $310,430 |
| 2023 | $4,004.00 (+2.9%) | $371,958 Land $73,581 Building $298,377 |
| 2022 | $3,891.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6496 Granite Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6496 Granite Trl is high, ranking above 82% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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