6496 Elm St, Hamel, MN 55340 Property Records

Hennepin County property record for 6496 Elm St, Hamel, MN 55340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,311 sqft · built 1988
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,611 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-119-23-42-0034`

Property Details

APN / Parcel Number

Primary APN	`35-119-23-42-0034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,311 sqft Living Area
Gross Area	3,034 sqft
1st Floor Area	1,311 sqft
Basement Area	918 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft
Lot Dimensions	202 ft deep x 212 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	805 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	6496 ELM ST
City	HAMEL
State	MN
Zip	55340-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 013 BLOCK 003 T SNYDERS ROLLING HILLS 3RD ADDN W 212X202X230X177
Legal Range	23
Legal Township	119
Legal Section	35
Legal Quarter	42
Legal Subdivision	SNYDERS ROLLING HILLS 3RD ADDN
Legal Block	3
Legal Lot Number	13
Jurisdiction	HENNEPIN MN
Township / Civil Division	CORCORAN
Census Block Group	2
Census Block	2005
Census Tract	27102

Owner

6496 Elm St is owned and occupied by two individuals.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6496 ELM ST, HAMEL, MN 55340-9410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 17, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6496 ELM ST, HAMEL, MN 55340-9410
Document Number	0005646446
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6496 ELM ST HAMEL MN 553409410, HAMEL, MN 55340-9410

Mortgage

Document Number	0005646446
Date	Sep 20, 2019
Instrument	5646446

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Sep 19, 2046

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	6496 ELM ST, HAMEL, MN 55340-9410
Document Number	0005556143
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6496 ELM ST CORCORAN MN 553409410, CORCORAN, MN 55340-9410

Mortgage

Document Number	0005556143
Date	Aug 27, 2018
Instrument	5556143

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6496 Elm St was $5,611 with a homeowner's exemption, up 6.9% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Corcoran City
Unified School District	Rockford Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,611.00 (+6.88%) Homeowner's exemption	$426,000 (+0.73%) Land $107,000 Building $319,000	$426,000 (+0.73%) Land $107,000 Building $319,000
2024	$5,250.00 (-1.85%)	$422,900 Land $107,000 Building $315,900	$422,900 Land $107,000 Building $315,900
2023	$5,349.00 Homeowner's exemption
2022		$411,000 Land $107,000 Building $304,000	$411,000 Land $107,000 Building $304,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6496 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6496 Elm St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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