6495 Westminster Dr, Parma (Cleveland), OH 44129 Property Records

Cuyahoga County property record for 6495 Westminster Dr, Parma, OH 44129

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,075 sqft · built 1946
Lot Size	0.123 acres (5,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`449-21-039`

Property Details

APN / Parcel Number

Primary APN	`449-21-039`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Basement Area	979 sqft
Finished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,400 sqft (0.123 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces
Deck Area	77 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	6495 WESTMINSTER DR
City	PARMA
State	OH
Zip	44129-4902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	1 RDGW#9 5238 ALL
Legal Subdivision	RDGW#9
Legal Lot Number	5238
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	2
Census Block	2010
Census Tract	177404

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6495 WESTMINSTER DR, PARMA, OH 44129-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED TRUST BANK
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit UNITED TRUST BANK
Nov 29, 2021	Intrafamily Transfer, Transfer · Line of Credit FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Nov 23, 1994 · Amount on Record
Last Transfer Date	Nov 29, 2021
Transfer Doc	0000000211
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6495 WESTMINSTER DR, PARMA, OH 44129-4902
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000173
Date	Jul 18, 2022
Instrument	202207180173

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	PALOS HEIGHTS, IL 60463

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	6495 WESTMINSTER DR, PARMA, OH 44129-4902
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000005
Date	Jul 28, 2022
Instrument	202207280005

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	CHICAGO, IL 60643

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 29, 2021
Property Address	6495 WESTMINSTER DR, PARMA, OH 44129-4902
Document Number	0000000211
Map Reference	VOL 86 PG 8
Instrument Date	Mar 5, 2021
Instrument	202111290211
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 WESTMINSTER DR, PARMA, OH 44129-4902

Mortgage

Document Number	0000000212
Date	Nov 29, 2021
Instrument	202111290212

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	353 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+9.54%) Homeowner's exemption Senior Citizen's exemption	$49,600 (-) Land $11,170 Building $38,430
2024	$2,180.00 (+9.22%) Homeowner's exemption Senior Citizen's exemption	$49,600 (+39.21%) Land $11,170 Building $38,430	$141,700 (+39.19%) Land $31,900 Building $109,800
2023	$1,996.00 (-0.5%) Homeowner's exemption Senior Citizen's exemption	$35,630 (-) Land $9,870 Building $25,760
2022	$2,006.00 Homeowner's exemption Senior Citizen's exemption	$35,630 Land $9,870 Building $25,760
2021			$101,800 Land $28,200 Building $73,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: PCs for People, Spectrum, Verizon.

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