Howard County property record for 6495 Wesley Ln, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,760 sqft · built 1995 |
| Lot Size | 0.144 acres (6,256 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $600,000 (May 2025) |
| Tax Bill | $8,220 (2026) |
| Deeds & Mortgages | Feb 2026 Transfer Sep 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-261975 |
| Primary APN | 01-261975 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,760 sqft Total Area |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,256 sqft (0.144 acres) |
| Porch | Slab |
| Porch Area | 42 sqft |
| Deck Area | 352 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 261975 |
|---|---|
| Street Address | 6495 WESLEY LN |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 405 6,256 SQ' 6495 WESLEY LN WILLOWOOD SEC 3 AREA 1 |
| Legal Subdivision | WILLOWOOD SEC 03 |
| Legal Lot Number | 405 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 601103 |
6495 Wesley Ln is owner-occupied and held in a trust since July 2025.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 6495 WESLEY LN, ELKRIDGE, MD 21075-5958 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2026 | Intrafamily Transfer, Transfer |
| Sep 15, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jun 12, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on File |
| Deed Sale | May 7, 2025 · Amount on File |
| Prior Sale | Jun 12, 2019 · Amount on File |
| Deed Book / Page | 22746 / 416 |
| Last Transfer Date | Jul 17, 2025 |
| Transfer Doc | 0229120289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Feb 17, 2026 |
| Property Address | 6495 WESLEY LN, ELKRIDGE, MD 21075-5958 |
| Document Number | 0231130180 |
| Book / Page | 23113 / 180 |
| Map Reference | PL MOR 11149 |
| Instrument Date | Oct 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 15, 2025 |
| Property Address | 6495 WESLEY LN, ELKRIDGE, MD 21075-5958 |
| Document Number | 0229120289 |
| Book / Page | 22912 / 289 |
| Map Reference | PL MOR 11149 |
| Instrument Date | Jul 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5080 ILCHESTER RD, ELLICOTT CITY, MD 21043-6828 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6495 WESLEY LN, ELKRIDGE, MD 21075-5958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | LEGACY SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0207670486 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 20767/486 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Aug 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6495 WESLEY LN, ELKRIDGE, MD 21075-5958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0193630080 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 19363/80 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 12, 2019 |
| Property Address | 6495 WESLEY LN, ELKRIDGE, MD 21075-5958 |
| Document Number | 0187160448 |
| Book / Page | 18716 / 448 |
| Map Reference | PL MOR 11149 |
| Instrument Date | Jun 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6495 WESLEY LN, 6495, ELKRIDGE, MD 21075-5958 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6495 WESLEY LN, ELKRIDGE, MD 21075-5958 |
| Document Number | 18716456 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 18716/456 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 6495 Wesley Ln was $8,220, up 7.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,220.00 (+7.09%) | $535,000 (+9.21%) Land $220,600 Building $314,400 | $535,000 (-) Land $220,600 Building $314,400 |
| 2025 | $7,676.00 (+9.24%) | $489,867 | $535,000 Land $220,600 Building $314,400 |
| 2024 | $7,027.00 | ||
| 2023 | $399,600 Land $185,600 Building $214,000 | $399,600 Land $185,600 Building $214,000 | |
| 2022 | $4,391.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6495 Wesley Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6495 Wesley Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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