6495 Rolling Oak Dr, Montgomery, TX 77316 Property Records

Montgomery County property record for 6495 Rolling Oak Dr, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,399 sqft · built 2015
Lot Size	1.45 acres (63,423 sqft)
Owner	2 Individual Names on File
Last Sale	$532,000 (Oct 2020)
Tax Bill	$9,091 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7281-09-03900`

Property Details

APN / Parcel Number

Primary APN	`7281-09-03900`
Alternative APN	`R273356`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Stories	2 Stories
Building Area	4,399 sqft Living Area
Gross Area	5,236 sqft
1st Floor Area	2,486 sqft
2nd Floor Area	1,913 sqft
Upper Floors Area	900 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	63,423 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	837 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	624 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6495 ROLLING OAK DR
City	MONTGOMERY
State	TX
Zip	77316-6910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTGOMERY TRACE 09, BLOCK 3, LOT 1
Legal Subdivision	MONTGOMERY TRACE 09
Legal Block	3
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3017
Census Tract	694503

Owner

6495 Rolling Oak Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6495 ROLLING OAK DR, MONTGOMERY, TX 77316-6910
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 27, 2017	Deed of Trust, Mortgage · Reverse Mortgage QUONTIC BANK FSB
Oct 29, 2020	Vendor's Lien, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jul 19, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Dec 18, 2017
Deed Document Number	2020123944
Prior Transfer Date	Jul 5, 2005
Prior Transfer Doc	0000075963
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	6495 ROLLING OAK DR, MONTGOMERY, TX 77316-6910
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 ROLLING OAK DR, MONTGOMERY, TX 77316-6910

Mortgage

Document Number	0000014371
Date	Feb 17, 2026
Instrument	2026014371

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	6495 ROLLING OAK DR, MONTGOMERY, TX 77316-6910
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066732
Date	Jul 27, 2017
Instrument	2017066732

Lender

Name	QUONTIC BANK FSB
Type	Bank
Address	ASTORIA, NY 11106

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.11%
Type Change Date	Apr 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Oct 29, 2020
Property Address	6495 ROLLING OAK DR, MONTGOMERY, TX 77316-6910
Document Number	0000123944
Map Reference	CAB M SH 186
Instrument Date	Oct 28, 2020
Instrument	2020123944
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 CLEMENTS SQUARE PL, 22, SPRING, TX 77389-2875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 ROLLING OAK DR, MONTGOMERY, TX 77316-6910

Mortgage

Document Number	0000123945
Date	Oct 29, 2020
Instrument	2020123945

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	6495 ROLLING OAK DR, MONTGOMERY, TX 77316-6910
Document Number	0000066733
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 ROLLING OAK DR MONTGOMERY TX 773166910, MONTGOMERY, TX 77316-6910

Mortgage

Document Number	0000066733
Date	Jul 27, 2017
Instrument	66733

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.11%

Tax Assessment & Valuation

The 2025 property tax bill for 6495 Rolling Oak Dr was $9,091 with a homeowner's exemption, up 1.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$701,000 (-) Land $182,000 Building $519,000	$701,000 (-) Land $182,000 Building $519,000
2025	$9,091.00 (+1.36%) Homeowner's exemption	$701,000 (+5.41%) Land $182,000 Building $519,000	$701,000 (+5.41%) Land $182,000 Building $519,000
2024	$8,969.00 (-13.04%) Homeowner's exemption	$665,000 (-11.75%) Land $182,000 Building $483,000	$665,000 (-24.43%) Land $182,000 Building $483,000
2023	$10,314.00 Homeowner's exemption	$753,500 Land $145,600 Building $734,400	$880,000 Land $145,600 Building $734,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6495 Rolling Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6495 Rolling Oak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY TRACE WATER SYSTEM private · serves 25,917 people · EPA ID TX1700638
Water Source	Purchased surface water from SJRA GRP SW TREATMENT PLANT
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
MidSouth Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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