6495 Mill St, Pellston, MI 49769 Property Records

Emmet County property record for 6495 Mill St, Pellston, MI 49769

Property Summary

Property TypeSingle Family Home
Lot Size0.383 acres (16,705 sqft)
OwnerIndividual Name on Record
Last Sale$42,000 (Dec 2014)
Tax Bill$1,381 (2024)
Deeds & MortgagesAug 2017 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN44-10-34-351-113

Property Details

APN / Parcel Number

Primary APN44-10-34-351-113

Exterior

Lot Area16,705 sqft (0.383 acres)

Location & Zoning

Street Address6495 MILL ST
CityPELLSTON
StateMI
Zip49769-9261
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVOP R-3
Legal DescriptionPLAT OF PELLSTON, BLK 9, LOTS 8 & 9. SECTION 34, T37N, R4W
Legal Range04W
Legal Township37N
Legal Section34
Legal SubdivisionPLAT OF PELLSTON
Legal Block9
Legal Lot Number8-9
JurisdictionEMMET MI
Township / Civil DivisionMCKINLEY
Census Block Group2
Census Block2053
Census Tract970201

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6495 MILL ST, PELLSTON, MI 49769-9261
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC
Dec 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 18, 2014 · Amount on Record
Deed SaleDec 18, 2014 · Amount on Record
Prior SaleAug 6, 2013 · Amount on Record
Deed Document Number20145125168
Deed Book / Page1172 / 399
Prior Transfer DateFeb 3, 2014
Prior Transfer Doc0005116533
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address6495 MILL ST, PELLSTON, MI 49769-9261
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1197/0132
DateAug 18, 2017
Book Page1197/0132
Instrument5150007
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2032

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address6495 MILL ST, PELLSTON, MI 49769-9261
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6495 MILL ST, PELLSTON, MI 49769-9261

Mortgage

Document Number0000001217/0000000565
DateDec 10, 2019
Book Page0000001217/0000000565
Instrument5170485
Lender
NameQUICKEN LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term168 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionMcKinley Township
MunicipalityPellston Village
Unified School DistrictPellston Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$82,100 (+31.78%) Land $82,100$164,200 (+31.78%) Land $164,200
2025$62,300 (+15.16%) Land $62,300$124,600 (+15.16%) Land $124,600
2024$1,381.00
2023$54,100 Land $54,100$108,200 Land $108,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILL STREET 1 LDHA
private · serves 74 people · EPA ID MI0006631
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

Nearby Streets

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