6495 Gilly Rd, Finlayson, MN 55735 Property Records

Pine County property record for 6495 Gilly Rd, Finlayson, MN 55735

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1993
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Dec 2025)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`38.0068.000`

Property Details

APN / Parcel Number

Primary APN	`38.0068.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,156 sqft
Utility Area	1 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Lot Width	29 ft Width
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	16 sqft

Utilities, Heating & Cooling

Heating Fuel	Geothermal

Location & Zoning

Street Address	6495 GILLY RD
City	FINLAYSON
State	MN
Zip	55735-9791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-043 RANGE-020 2.50 AC THAT PART OF THE NORTHWEST 1/4 OF NORTHWEST 1/4 DESC AS FOLL: STARTING AT NE CORNER OF
Legal Range	020
Legal Township	043
Legal Section	20
Jurisdiction	PINE MN
Township / Civil Division	FINLAYSON
Census Block Group	2
Census Block	2045
Census Tract	950300

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6495 GILLY RD, FINLAYSON, MN 55735-9791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHVIEW BANK & TRUST
Apr 27, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 12, 2025	Land Contract, Transfer · Seller Carry-Back ALEXANDRIA SCHOOLS EMPLOYEES CU
Sep 8, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Jul 7, 2025 · Amount on Record
Deed Document Number	2025591560
Last Transfer Date	Apr 23, 2026
Transfer Doc	0000593672
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	6495 GILLY RD, FINLAYSON, MN 55735-9791
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000564794
Date	Sep 29, 2021
Instrument	564794

Lender

Name	NORTHVIEW BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PINE MN
Recording Date	Apr 27, 2026
Property Address	6495 GILLY RD, FINLAYSON, MN 55735-9791
Document Number	0000593672
Instrument Date	Apr 23, 2026
Instrument	2026593672
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINE MN
Recording Date	Apr 23, 2026
Property Address	6495 GILLY RD, FINLAYSON, MN 55735-9791
Document Number	0000593616
Instrument Date	Apr 23, 2026
Instrument	2026593616
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6495 GILLY RD, FINLAYSON, MN 55735-9791

December 2025: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	PINE MN
Recording Date	Dec 12, 2025
Property Address	6495 GILLY RD, FINLAYSON, MN 55735-9791
Document Number	000A591560
Instrument Date	Dec 1, 2025
Instrument	A591560
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ABSOLUTE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 GILLY RD, FINLAYSON, MN 55735-9791

Mortgage

Date	Dec 12, 2025

Lender

Name	ALEXANDRIA SCHOOLS EMPLOYEES CU
Type	Credit Union

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINE MN
Recording Date	Sep 8, 2021
Property Address	6495 GILLY RD, FINLAYSON, MN 55735-9791
Document Number	0000564321
Instrument Date	Sep 3, 2021
Instrument	564321
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 GILLY RD, FINLAYSON, MN 55735-9791

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Jul 6, 2021
Property Address	6495 GILLY RD, FINLAYSON, MN 55735-9791
Document Number	0000562702
Instrument Date	Jul 2, 2021
Instrument	562702
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$224.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6495 GILLY RD, FINLAYSON, MN 55735-9791

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
Municipality	Finlayson City
Unified School District	Hinckley-Finlayson School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,600 (+10.59%) Land $71,000 Building $156,600	$227,600 (+10.59%) Land $71,000 Building $156,600
2025	$1,824.00 (+6.79%) Homeowner's exemption	$205,800 (+16.93%) Land $56,500 Building $149,300	$205,800 (+16.93%) Land $56,500 Building $149,300
2023	$1,708.00 Homeowner's exemption	$176,000 Land $42,600 Building $133,400	$176,000 Land $42,600 Building $133,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2016–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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