6495 E Toto Rd, Knox, IN 46534 Property Records

Starke County property record for 6495 E Toto Rd, Knox, IN 46534

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,441 sqft · built 2002
Lot Size3.5 acres (152,460 sqft)
OwnerIndividual Name on Record
Tax Bill$4,184 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN75-11-06-100-004.300-008

Property Details

APN / Parcel Number

Primary APN75-11-06-100-004.300-008
Alternative APN
  • 0070353300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
1st Floor Area1,441 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area152,460 sqft (3.5 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area512 sqft
Shed1 Shed
Shed Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0070353300
Street Address6495 E TOTO RD
CityKNOX
StateIN
Zip46534-7991
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2ND
Legal DescriptionPT NE NW S6 T32 R1 3.50A.
Legal Range1
Legal Township32
Legal Section6
JurisdictionSTARKE IN
Township / Civil DivisionNORTH BEND
Census Block Group2
Census Block2039
Census Tract953800

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6495 E TOTO RD, KNOX, IN 46534-7991
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 30, 2023
Transfer Doc0000002054
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTARKE IN
Property Address6495 E TOTO RD, KNOX, IN 46534-7991
Transaction TypeMortgage
Record UpdatedJan 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017003599
DateDec 13, 2017
Instrument2017003599
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyStarke County
County SubdivisionNorth Bend Township
Unified School DistrictCulver Community Schools Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,184.00 (+56.7%)$251,600 (+27.98%) Land $38,400 Building $213,200$251,600 (+27.98%) Land $38,400 Building $213,200
2024$2,670.00 (+12%)
2023$2,384.00 (+2.19%)$196,600 (+7.02%) Land $31,600 Building $165,000$196,600 (+7.02%) Land $31,600 Building $165,000
2022$2,333.00$183,700 Land $29,500 Building $154,200$183,700 Land $29,500 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2018)
Claims Outside the SFHA4 of 7
Most Recent ClaimFeb 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mercury Fiber
Fiber · Fixed Wireless
5,000 / 5,000
Surf Internet
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Toto Rd

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