Brevard County property record for 6495 Beard Ave, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,621 sqft · built 2000 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Mar 2009) |
| Tax Bill | $1,430 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-20-JX-207-15 |
| Primary APN | 23-35-20-JX-207-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Gross Area | 2,061 sqft |
| 1st Floor Area | 1,621 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 22 sqft |
| Patio Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2305746 |
|---|---|
| Street Address | 6495 BEARD AVE |
| City | COCOA |
| State | FL |
| Zip | 32927-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | PORT ST JOHN UNIT 6 LOT 15 BLK 207 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 20 |
| Legal Subdivision | PORT ST JOHN UNIT 6 |
| Legal Block | 207 |
| Legal Lot Number | 15 |
| Legal Unit | 6 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 71203 |
Source: Brevard County records · APN 23-35-20-JX-207-15
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6495 BEARD AVE, COCOA, FL 32927-4255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Jul 05, 2019 | Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC |
| Jun 03, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERICAN ADVISORS GROUP |
| Jun 07, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CU/FL |
| Mar 22, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CU/FL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 12, 2009 · Amount on Record |
| Deed Sale | Mar 12, 2009 · Amount on Record |
| Prior Sale | Nov 03, 2008 |
| Deed Document Number | 200945858 |
| Deed Book / Page | 5918 / 3344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6495 BEARD AVE, COCOA, FL 32927-4255 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0084811488 |
|---|---|
| Date | Jul 05, 2019 |
| Book Page | 8481/1488 |
| Instrument | 2019146768 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6495 BEARD AVE, COCOA, FL 32927-4255 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6495 BEARD AVE, COCOA, FL 32927-4255 |
| Document Number | 0095231098 |
|---|---|
| Date | Jun 03, 2022 |
| Book Page | 9523/1098 |
| Instrument | 2022139149 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6495 BEARD AVE, COCOA, FL 32927-4255 |
| Document Number | 0079352934 |
| Book / Page | 007935 / 002934 |
| Instrument Date | Jun 07, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 6495 BEARD AVE COCOA FL 329274255, COCOA, FL 32927-4255 |
| Document Number | 0079352934 |
|---|---|
| Date | Jul 12, 2017 |
| Book Page | 007935/002934 |
| Instrument | 145993 |
| Name | COMMUNITY CU/FL |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 6495 BEARD AVE, COCOA, FL 32927-4255 |
| Document Number | 0078602284 |
| Book / Page | 007860 / 002284 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2017 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6456 MULLER AVE COCOA FL 329274256, COCOA, FL 32927-4256 |
| Document Number | 0078602284 |
|---|---|
| Date | Apr 07, 2017 |
| Book Page | 007860/002284 |
| Instrument | 72722 |
| Name | COMMUNITY CU/FL |
|---|---|
| Type | Credit Union |
| Address | ROCKLEDGE, FL 32955 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,900 (+2.69%) | $259,260 (-3.35%) | |
| 2025 | $1,430.00 (+15.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $97,280 (+5.98%) | $268,240 (+8.4%) Land $60,000 Building $208,240 |
| 2023 | $1,243.00 (+7.62%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $91,790 (+3%) | $247,460 (+3.83%) Land $60,000 Building $187,460 |
| 2022 | $1,155.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $89,120 | $238,340 Land $46,000 Building $192,340 |
Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090712031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Very High above 94% of the US · above 90% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 300 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF COCOA serves 294,039 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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