Santa Rosa County property record for 6494 Kembro Rd, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1974 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Dec 2021) |
| Tax Bill | $1,350 (2024) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2N-28-0000-01601-0000 |
| Primary APN | 21-2N-28-0000-01601-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 1,344 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 22,738 sqft (0.522 acres) |
| Lot Dimensions | 146 ft deep x 156 ft wide |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 125 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6494 KEMBRO RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-6563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *ENHNCD LIFE EST* RESRVD IN: BEG 1030 FT W OF NW COR OF BLK 6 FOREST GROVE SUB FOR POB TH W 146 FT TH S 156 FT TH E 146 FT TH N 156 FT TO POB BEING N 1/2 OF PRCL #10 OF AN UNREC PLAT BY JW COOK AS DES IN OR 4216 PG 1877 & E-L/E RES IN OR 4484 PG 1726 |
| Legal Range | 28W |
| Legal Township | 2N |
| Legal Section | 21 |
| Legal Block | 6 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10506 |
Source: Santa Rosa County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6494 KEMBRO RD, MILTON, FL 32570-6563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 6, 2021 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Apr 23, 2021 | Warranty Deed, Transfer GULF WATER TITLE, GULF COAST TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2021 · Amount on Record |
| Deed Sale | Dec 6, 2021 · Amount on Record |
| Prior Sale | Apr 23, 2021 · Amount on Record |
| Deed Document Number | 202180789 |
| Deed Book / Page | 4216 / 1877 |
| Last Transfer Date | Mar 19, 2024 |
| Transfer Doc | 0044841726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 6, 2021 |
| Property Address | 6494 KEMBRO RD, MILTON, FL 32570-6563 |
| Document Number | 0042161877 |
| Book / Page | 4216 / 1877 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 202180789 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2397 NELLIE RD, 2397, THE VILLAGES, FL 32163-0436 |
| Name | Verified Name |
|---|---|
| Address | 6494 KEMBRO RD, MILTON, FL 32570-6563 |
| Document Number | 0042161879 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 4216/1879 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 23, 2021 |
| Property Address | 6494 KEMBRO RD, MILTON, FL 32570-6563 |
| Document Number | 0041080721 |
| Book / Page | 4108 / 721 |
| Instrument Date | Apr 21, 2021 |
| Instrument | 202127019 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | GULF WATER TITLE, GULF COAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $763.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3825 LEGEND CREEK DR, 3825, PACE, FL 32571-8976 |
| Name | Verified Name |
|---|---|
| Address | 2397 NELLIE RD, THE VILLAGES, FL 32163-0436 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $156,604 (+2.9%) | $160,804 (+1.5%) Land $14,000 Building $146,804 | |
| 2024 | $1,350.00 (+2.43%) Homeowner's exemption Disabled Person's exemption | $152,190 (+3%) | $158,421 (+0.74%) Land $14,000 Building $144,421 |
| 2023 | $1,318.00 (+2.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $147,757 (+3%) | $157,263 (+0.7%) Land $14,000 Building $143,263 |
| 2022 | $1,282.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $143,453 | $156,167 Land $14,000 Building $142,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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