64932 295th St, Maxwell, IA 50161 Property Records

Story County property record for 64932 295th St, Maxwell, IA 50161

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,667 sqft · built 2014
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2024)
Tax Bill	$4,650 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-09-425-020`

Property Details

APN / Parcel Number

Primary APN	`15-09-425-020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,667 sqft Living Area
1st Floor Area	1,667 sqft
Basement Area	1,667 sqft
Finished Basement	1,100 sqft
Unfinished Basement	567 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	64932 295TH ST
City	MAXWELL
State	IA
Zip	50161-8582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1, RESID
Legal Description	CARNEY SD LOT:2
Legal Subdivision	CARNEY SD
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	INDIAN CREEK
Census Block Group	1
Census Block	1023
Census Tract	10200

Owner

Source: Story County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64932 295TH ST, MAXWELL, IA 50161-8582
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CREDIT UNION
Aug 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AVAILA BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AVAILA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2024 · Amount on Record
Deed Sale	Aug 5, 2024 · Amount on Record
Prior Sale	Jun 29, 2015 · Amount on Record
Deed Document Number	20245554
Prior Transfer Date	May 14, 2015
Prior Transfer Doc	0000004146
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Aug 25, 2026
Property Address	64932 295TH ST, MAXWELL, IA 50161-8582
Document Number	0000007708
Instrument Date	Aug 20, 2026
Instrument	20267708
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64932 295TH ST, MAXWELL, IA 50161-8582

Mortgage

Document Number	0000007708,
Date	Aug 25, 2026
Instrument	20267708

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	64932 295TH ST, MAXWELL, IA 50161-8582
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201906732
Date	Aug 1, 2019
Instrument	2019-06732

Lender

Name	AVAILA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	64932 295TH ST, MAXWELL, IA 50161-8582
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102362
Date	Feb 24, 2021
Instrument	2021-02362

Lender

Name	AVAILA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,650.00 (-2.56%) Homeowner's exemption	$402,900 (+4.49%) Land $129,900 Building $273,000	$402,900 (+4.49%) Land $129,900 Building $273,000
2024	$4,772.00 (+14.16%)
2023		$385,600 Land $116,600 Building $269,000	$385,600 Land $116,600 Building $269,000
2022	$4,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	20 (1991–2026)
Claims Outside the SFHA	4 of 20
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2013 · 6 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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