Avery County property record for 6493 Hickory Nut Gap Rd, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,325 sqft · built 1975 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $906 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11196 |
| Primary APN | 11196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,325 sqft Heated Area |
| Basement Area | 1,550 sqft |
| Finished Basement | 775 sqft |
| Unfinished Basement | 775 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 72 sqft |
| Patio Area | 72 sqft |
| Storage Building | 140 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 11196 |
|---|---|
| Street Address | 6493 HICKORY NUT GAP RD |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:2 CITY/MUNI/TWP:BANNER ELK |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 930100 |
6493 Hickory Nut Gap Rd is owned and occupied by two individuals who acquired it in January 1976.
Source: Avery County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6493 HICKORY NUT GAP RD, BANNER ELK, NC 28604-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1976 |
| Deed Sale | Jan 1, 1976 |
| Deed Document Number | 0000901790 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 6493 Hickory Nut Gap Rd was $906.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $906.00 | $226,700 Land $45,800 Building $180,900 | $226,700 Land $45,800 Building $180,900 |
| 2023 | $906.00 | $226,700 (-) Land $45,800 Building $180,900 | $226,700 (-) Land $45,800 Building $180,900 |
| 2022 | $906.00 | $226,700 Land $45,800 Building $180,900 | $226,700 Land $45,800 Building $180,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6493 Hickory Nut Gap Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 11 (1994–2024) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6493 Hickory Nut Gap Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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