6492 Toler Crk, Harold, KY 41635 Property Records

Floyd County property record for 6492 Toler Crk, Harold, KY 41635

Property Summary

Property Type	Mobile Home
Details	1,144 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Feb 2026)
Tax Bill	$10 (2025)
Deeds & Mortgages	Oct 2016 Line of Credit Feb 2026 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-00-00-006.02`

Property Details

APN / Parcel Number

Primary APN	`112-00-00-006.02`
Alternative APN	`2152`

Interior

Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Brick/Stone
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	44 ft deep x 28 ft wide
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric
Heating Fuel	Wood

Location & Zoning

Account Number	2152
Street Address	6492 TOLER CRK
City	HAROLD
State	KY
Zip	41635-8736
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	95 DWIDE#MY9596353AB & 0.25 ACRE
Jurisdiction	FLOYD KY
Township / Civil Division	GRETHEL-TEABERRY
Census Block Group	1
Census Block	1023
Census Tract	920402

Owner

6492 Toler Crk, a mobile home, is owned and occupied by two individuals who bought it in February 2026.

Source: Floyd County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6492 TOLER CRK, HAROLD, KY 41635-8736
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2016	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Feb 25, 2026	Deed, Transfer · Stand-Alone Second Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on File
Deed Sale	Feb 25, 2026 · Amount on File
Prior Sale	Jan 13, 2014 · Amount on File
Deed Document Number	20261199399
Deed Book / Page	708 / 172
Record Updated	Sep 20, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD KY
Property Address	6492 TOLER CRK, HAROLD, KY 41635-8736
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000690/652
Date	Oct 19, 2016
Book Page	690/652

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Sep 22, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FLOYD KY
Recording Date	Feb 25, 2026
Property Address	6492 TOLER CRK, HAROLD, KY 41635-8736
Document Number	000708/172
Book / Page	708 / 172
Instrument Date	Feb 12, 2026
Instrument	1199399
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	173 REDALE RD, PIKEVILLE, KY 41501-9072

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6492 TOLER CRK, HAROLD, KY 41635-8736

Mortgage

Document Number	0000820595
Date	Feb 25, 2026
Instrument	820/595

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 6492 Toler Crk was $10 with a homeowner's exemption.

Source: Floyd County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Floyd County
Unified School District	Floyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10.00 Homeowner's exemption	$50,000 Land $15,000 Building $35,000	$50,000 Land $15,000 Building $35,000
2023	$44.00	$50,000	$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6492 Toler Crk in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding And Mudslides, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6492 Toler Crk is high, ranking above 81% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 95% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40

May also be available: T-Mobile.

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