Osceola County property record for 6492 Needle Way, Saint Cloud, FL 34771 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,758 sqft · built 2023 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $483,900 (Apr 2023) |
| Tax Bill | $4,865 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-31-4723-0001-2120 |
| Primary APN | 14-26-31-4723-0001-2120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,758 sqft Living Area |
| Gross Area | 3,560 sqft |
| 1st Floor Area | 2,258 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 230 sqft |
| Heating System | HVAC |
|---|
| Street Address | 6492 NEEDLE WAY |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PINE GLEN PB 31 PGS 28-34 LOT 212 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | PINE GLEN |
| Legal Lot Number | 212 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43802 |
Source: Osceola County records · APN 14-26-31-4723-0001-2120
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6492 NEEDLE WAY, SAINT CLOUD, FL 34771-8939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE |
| Apr 04, 2023 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 04, 2023 · Amount on Record |
| Deed Sale | Apr 04, 2023 · Amount on Record |
| Deed Document Number | 202337697 |
| Deed Book / Page | 6381 / 775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2026 |
| Property Address | 6492 NEEDLE WAY, SAINT CLOUD, FL 34771-8939 |
| Document Number | 0000084430 |
| Book / Page | 6994 / 2574 |
| Instrument Date | Jun 20, 2026 |
| Instrument | 202684430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6492 NEEDLE WAY, SAINT CLOUD, FL 34771-8939 |
| Document Number | 0000084430, |
|---|---|
| Date | Jun 29, 2026 |
| Book Page | 6994/2574 |
| Instrument | 202684430 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 04, 2023 |
| Property Address | 6492 NEEDLE WAY, SAINT CLOUD, FL 34771-8939 |
| Document Number | 0063810775 |
| Book / Page | 6381 / 775 |
| Map Reference | MB 31 PG 29 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023037697 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,387.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 6492 NEEDLE WAY, SAINT CLOUD, FL 34771-8939 |
| Document Number | 0006381779 |
|---|---|
| Date | Apr 04, 2023 |
| Instrument | 6381/779 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,865.00 (+230.5%) Homeowner's exemption | $340,566 (+386.52%) | $411,900 (+488.43%) Land $75,000 Building $336,900 |
| 2023 | $1,472.00 (+110.89%) | $70,000 (+4%) Land $70,000 | $70,000 (+4%) Land $70,000 |
| 2022 | $698.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 262 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures