6492 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 6492 Lake Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 847 sqft · built 1939
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jun 2020)
Tax Bill	$2,116 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-008-101-005`

Property Details

APN / Parcel Number

Primary APN	`06-23-008-101-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	847 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	275 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	101 ft deep x 67 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	188 sqft
Patio Area	42 sqft
Lean-To	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	6492 LAKE AVE
City	ELYRIA
State	OH
Zip	44035-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L/C 12/1/10 2010-0356153
Legal Subdivision	BRACE TRACT
Legal Tract	23
Legal Block	101
Legal Lot Number	8
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1034
Census Tract	70200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6492 LAKE AVE, ELYRIA, OH 44035-1143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Apr 23, 2003 · Amount on Record
Deed Document Number	2020003178
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 17, 2020
Property Address	6492 LAKE AVE, ELYRIA, OH 44035-1143
Document Number	0000764880
Instrument Date	Jun 15, 2020
Instrument	764880
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6492 LAKE AVE ELYRIA OH 440351143, ELYRIA, OH 44035-1143

Mortgage

Document Number	764881
Date	Jun 17, 2020
Instrument	764881

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,116.00	$38,690 (+0.01%) Land $6,730 Building $31,960	$110,530 (-) Land $19,230 Building $91,300
2024	$2,116.00 (+15.82%)	$38,686 (+36.06%) Land $6,731 Building $31,955	$110,530 (+36.05%) Land $19,230 Building $91,300
2023	$1,827.00 (+0.38%)	$28,434 (+0.01%) Land $5,663 Building $22,771	$81,240 (-) Land $16,180 Building $65,060
2022	$1,820.00	$28,430 Land $5,660 Building $22,770
2021			$81,240 Land $16,180 Building $65,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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