6492 E Michigan Rd, Waldron, IN 46182 Property Records

Shelby County property record for 6492 E Michigan Rd, Waldron, IN 46182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,964 sqft · built 1850
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$331,000 (Jun 2022)
Tax Bill$1,489 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN73-12-29-200-019.000-011

Property Details

APN / Parcel Number

Primary APN73-12-29-200-019.000-011
Alternative APNs
  • 01659109193
  • 0072310300

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,964 sqft Living Area
1st Floor Area1,964 sqft
Upper Floors Area796 sqft
Basement Area199 sqft
Unfinished Basement199 sqft

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1975
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area217,800 sqft (5 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchPorch
Porch Area177 sqft
Deck Area200 sqft
Patio Area456 sqft
Shed1 Shed
Shed Area168 sqft
Lean-To420 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number01659109193
Street Address6492 E MICHIGAN RD
CityWALDRON
StateIN
Zip46182-9525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW NE 29 12 8 5.00 AC
JurisdictionSHELBY IN
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1030
Census Tract710800

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6492 E MICHIGAN RD, WALDRON, IN 46182-9525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Intrafamily Transfer, Transfer · Line of Credit
CENTRA CU
Jun 16, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CENTRA CU
Jun 19, 2018Deed of Trust, Mortgage · Line of Credit
CENTRA CU
Jan 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
STATE FARM BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Deed Document Number20223968
Prior Transfer DateApr 14, 2022
Prior Transfer Doc2022003970
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY IN
Recording DateJun 16, 2022
Property Address6492 E MICHIGAN RD, WALDRON, IN 46182-9525
Document Number2022003970
Instrument DateApr 14, 2022
Instrument2022003970
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyTITLE SOLUTIONS PLUS CORPORATION, TITLE SOLUTIONS PLUS CORP

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6492 E MICHIGAN RD, WALDRON, IN 46182-9525

Mortgage

Document Number2022003971
DateJun 16, 2022
Instrument2022003971
Lender
NameCENTRA CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY IN
Recording DateJun 16, 2022
Property Address6492 E MICHIGAN RD, WALDRON, IN 46182-9525
Document Number2022003968
Instrument DateApr 12, 2022
Instrument2022003968
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyTITLE SOLUTIONS PLUS CORPORATION, TITLE SOLUTIONS PLUS CORP

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6492 E MICHIGAN RD, WALDRON, IN 46182-9525

Mortgage

Document Number2022003969
DateJun 16, 2022
Instrument2022003969
Lender
NameCENTRA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateMay 1, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.62%
Index1-Year CMT
Margin3
Max Rate9.12%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address6492 E MICHIGAN RD, WALDRON, IN 46182-9525
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018003373
DateJun 19, 2018
Instrument2018003373
Lender
NameCENTRA CU
TypeCredit Union
AddressCOLUMBUS, IN 47201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 18, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address6492 E MICHIGAN RD, WALDRON, IN 46182-9525
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017000293
DateJan 19, 2017
Instrument2017000293
Lender
NameSTATE FARM BANK FSB
TypeBank
AddressEARTH CITY, MO 63045
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2032

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyShelby County
County SubdivisionLiberty Township
Unified School DistrictShelby Eastern Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,489.00 (-3.75%) Homeowner's exemption$197,900 (+6.74%) Land $42,400 Building $155,500$197,900 (+6.74%) Land $42,400 Building $155,500
2024$1,547.00 (+3.62%)
2023$1,493.00 (-9.02%)$185,400 (-0.75%) Land $42,400 Building $143,000$185,400 (-0.75%) Land $42,400 Building $143,000
2022$1,641.00$186,800 Land $42,400 Building $144,400$186,800 Land $42,400 Building $144,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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