6492 296th St E, Cannon Falls, MN 55009 Property Records

Dakota County property record for 6492 296th St E, Cannon Falls, MN 55009

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2016
Lot Size	0.494 acres (21,535 sqft)
Owner	Individual Name on Record
Last Sale	$981,000 (Jun 2024)
Tax Bill	$4,704 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2024 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`31-23600-00-221`

Property Details

APN / Parcel Number

Primary APN	`31-23600-00-221`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	3,405 sqft
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	21,535 sqft (0.494 acres)
Garage Type	Attached
Garage Area	1,501 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	6492 296TH ST E
City	CANNON FALLS
State	MN
Zip	55009-9271
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLSWORTH SHORE ACRES 22 LOT 22 & PT LOT 60 AUDITORS SUBDIVISION NO 49 LYING ELY OF SLY EXT OF W LINE OF SAID LOT 22 TO SHORELINE
Legal Subdivision	ELLSWORTH SHORE ACRES
Legal Lot Number	221
Jurisdiction	DAKOTA MN
Township / Civil Division	RANDOLPH
Census Block Group	2
Census Block	2031
Census Tract	61402

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	905 HISTORIC DR SW, ROCHESTER, MN 55902-6634
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BANK
Mar 14, 2023	Intrafamily Transfer, Transfer
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
May 29, 2020	Deed of Trust, Mortgage · Line of Credit HOME FSB
Mar 3, 2017	Deed of Trust, Mortgage HOME FSB
Feb 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage HOME FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2024 · Amount on Record
Deed Sale	Jun 15, 2024 · Amount on Record
Prior Sale	Nov 29, 2016 · Amount on Record
Deed Document Number	20241666171
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271

Mortgage

Document Number	0003615091
Date	Jan 8, 2024
Instrument	3615091

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271

Mortgage

Document Number	0000879864
Date	Jan 8, 2024
Instrument	879864

Lender

Name	FIRST FARMERS & MERCHANTS BANK
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Dec 15, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAKOTA MN
Recording Date	Mar 14, 2023
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Document Number	0000871683
Instrument Date	Mar 14, 2023
Instrument	871683
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	KNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000854925
Date	Nov 30, 2021
Instrument	854925

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003509071
Date	Nov 30, 2021
Instrument	3509071

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000830690
Date	Oct 26, 2020
Instrument	830690

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Document Number	0003383970
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6492 296TH ST E CANNON FALLS MN 550099271, CANNON FALLS, MN 55009-9271

Mortgage

Document Number	0003383970
Date	Jul 15, 2020
Instrument	3383970

Lender

Name	HOME FSB
Type	Federal Savings Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 14, 2035

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Document Number	0003189185
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FSA TITLE SERVICES LLC, FSA TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6492 296TH ST E CANNON FALLS MN 550099271, CANNON FALLS, MN 55009-9271

Mortgage

Document Number	0003189185
Date	May 1, 2017
Instrument	3189185

Lender

Name	HOME FSB
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 28, 2017
Property Address	6492 296TH ST E, CANNON FALLS, MN 55009-9271
Instrument Date	Jan 19, 2017
Instrument	3180178
Transaction Type	Construction Loan
Record Updated	Aug 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6492 296TH ST E CANNON FALLS MN 55009, CANNON FALLS, MN 55009

Mortgage

Document Number	0003180178
Date	Feb 28, 2017
Instrument	3180178

Lender

Name	HOME FSB
Type	Federal Savings Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 27, 2018

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
County Subdivision	Randolph Township
Unified School District	Randolph Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,704.00 (+35.09%)	$816,300 (+36.89%) Land $387,000 Building $429,300	$816,300 (+36.89%) Land $387,000 Building $429,300
2023	$3,482.00 Homeowner's exemption
2022		$596,300 Land $281,800 Building $314,500	$596,300 Land $281,800 Building $314,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60
Southeast MN Wifi Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless	100 / 20

May also be available: Metronet.

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