Campbell County property record for 6491 Murnan Rd, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,744 sqft · built 1950 |
| Lot Size | 7.67 acres (334,192 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,000 (May 2015) |
| Tax Bill | $2,908 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-164.00 |
| Primary APN | 999-99-19-164.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,744 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 334,192 sqft (7.67 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Water Source | Commercial |
| Old Parcel Number | 9999919164.00 |
|---|---|
| Street Address | 6491 MURNAN RD |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-9244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7.672 ACRES |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 53100 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6491 MURNAN RD, COLD SPRING, KY 41076-9244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2015 · Amount on Record |
| Deed Sale | May 29, 2015 · Amount on Record |
| Deed Document Number | 0000314539 |
| Deed Book / Page | 314 / 539 |
| Last Transfer Date | Jun 2, 2015 |
| Transfer Doc | 0005021522 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 6491 MURNAN RD, COLD SPRING, KY 41076-9244 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | PROMINENT TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0005124740 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | M1030/244 |
| Instrument | 5124740 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,908.00 (+9.28%) | $240,000 (+8.21%) Land $75,000 Building $165,000 | $240,000 (+8.21%) Land $75,000 Building $165,000 |
| 2023 | $2,661.00 (-4%) | $221,800 (-) Land $56,600 Building $165,200 | $221,800 (-) Land $56,600 Building $165,200 |
| 2022 | $2,772.00 | $221,800 Land $56,600 Building $165,200 | $221,800 Land $56,600 Building $165,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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