6491 E 700th Ave, Altamont, IL 62411 Property Records

Effingham County property record for 6491 E 700th Ave, Altamont, IL 62411

Property Summary

Property Type	Rural Home
Details	1,458 sqft · built 1996
Lot Size	95.2 acres (4,149,090 sqft)
Owner	Company Name on Record
Tax Bill	$3,994 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-031-022`

Property Details

APN / Parcel Number

Primary APN	`04-06-031-022`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,458 sqft Base Area
1st Floor Area	1,458 sqft
Basement Area	1,088 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	4,149,090 sqft (95.2 acres)
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	6491 E 700TH AVE
City	ALTAMONT
State	IL
Zip	62411-2413
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE NW & S1/2 NW NW EXCEPT N 300FT OF W 145FT & E1/2 SW NW EXCEPT E 8AC 24003268 2485/91 660/2 595/252 519/59 486/302
Jurisdiction	EFFINGHAM IL
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4048
Census Tract	950300

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6491 E 700TH AVE, ALTAMONT, IL 62411-2413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF BEECHER CITY
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BEECHER CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 1, 2024
Transfer Doc	0000003268
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	6491 E 700TH AVE, ALTAMONT, IL 62411-2413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6853 N 675TH ST, ALTAMONT, IL 62411-2409

Mortgage

Document Number	3591/299
Date	Jul 22, 2020
Book Page	3591/299
Instrument	202020003956

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Dec 23, 2020

Interest

Rate	4.25%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	6491 E 700TH AVE, ALTAMONT, IL 62411-2413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3627/180
Date	Nov 4, 2020
Book Page	3627/180
Instrument	202020006113

Lender

Name	FIRST STATE BANK OF BEECHER CITY
Type	Bank
Address	BEECHER CITY, IL 62414

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate	2.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Jackson Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,994.00 (+92.48%)	$73,340 (+40.77%) Land $34,220 Building $39,120	$220,020 (+40.77%) Land $102,660 Building $117,360
2022	$2,075.00 Homeowner's exemption	$52,100 Land $22,610 Building $29,490	$156,300 Land $67,830 Building $88,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Verizon Fixed Wireless	25 / 6
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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