San Diego County property record for 6491 Bell Bluff Ave, San Diego, CA 92119
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 806 sqft · built 1972 |
| Lot Size | 6.07 acres (264,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Jul 2023) |
| Tax Bill | $6,924 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 456-280-01-02 |
| Primary APN | 456-280-01-02 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 806 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Condo/Apartment |
| Lot Area | 264,431 sqft |
| Street Address | 6491 BELL BLUFF AVE |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92119-1035 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2-5 |
| Legal Description | LOT 118 US17B2PER DOCS70-239840&71-7080&UND INT IN LOTS 92 THRU TR 006798 |
| Legal Subdivision | RANCHO SAN CARLOS |
| Legal Tract | 006798 |
| Legal Block | 4 |
| Legal Lot Number | 92,11 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 9805 |
6491 Bell Bluff Ave, a condominium, is owned and occupied by an individual who bought it in July 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2023 | Grant Deed, Transfer · Conventional Mortgage ELITE ONE MORTGAGE |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jun 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OPEN MORTGAGE LLC |
| Mar 29, 2022 | Intrafamily Transfer, Transfer |
| Feb 28, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on File |
| Deed Sale | Jul 21, 2023 · Amount on File |
| Prior Sale | Feb 28, 2017 · Amount on File |
| Deed Document Number | 2023194596 |
| Prior Transfer Date | Jun 29, 2020 |
| Prior Transfer Doc | 0000137630 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 21, 2023 |
| Property Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Document Number | 0000194596 |
| Map Reference | MAP 6798 |
| Instrument Date | Jul 1, 2023 |
| Instrument | 2023-0194596 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Document Number | 0000194597 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023-0194597 |
| Name | ELITE ONE MORTGAGE |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12904 GRIMSLEY AVE, POWAY, CA 92064-5912 |
| Document Number | 0000110375 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-0110375 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000277975 |
|---|---|
| Date | Jun 1, 2020 |
| Instrument | 2020-0277975 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 29, 2022 |
| Property Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Document Number | 0000137630 |
| Map Reference | FILE 228123 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2022-0137630 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2017 |
| Property Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Document Number | 0000095195 |
| Map Reference | MAP6798 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 2017-0095195 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 6491 BELL BLUFF AVE, SAN DIEGO, CA 92119-1035 |
| Document Number | 0000095196 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 2017-0095196 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 6491 Bell Bluff Ave was $6,924.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $561,814 (+2%) Land $426,983 Building $134,831 | |
| 2025 | $6,924.00 | $550,799 Land $418,611 Building $132,188 |
| 2023 | $4,010.00 (+2.77%) Homeowner's exemption | $331,861 Land $252,216 Building $79,645 |
| 2022 | $3,902.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 6491 Bell Bluff Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6491 Bell Bluff Ave is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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