6490 Shiloh Close, Rockford, IL 61107 Property Records

Winnebago County property record for 6490 Shiloh Close, Rockford, IL 61107

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,694 sqft · built 2001
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on File
Last Sale$378,000 (Sep 2019)
Tax Bill$13,795 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN159C539B

Property Details

APN / Parcel Number

Primary APN159C539B
Alternative APN
  • 1215377012

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,694 sqft Living Area
Gross Area4,230 sqft
1st Floor Area744 sqft
Basement Area744 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area30,492 sqft (0.7 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area792 sqft
DrivewayDriveway
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number159C539B
Street Address6490 SHILOH CLOSE
CityROCKFORD
StateIL
Zip61107-2663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSHILOH MEADOWS SUB PT E 1/2 SW1/4 SEC15-44-2 LOT 9
Legal SubdivisionSHILOH MEADOWS SUB
Legal Lot Number9
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group1
Census Block1007
Census Tract511

Owner

6490 Shiloh Close is owned and occupied by two individuals who bought it in September 2019.

Source: Winnebago County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address6490 SHILOH CLOSE, ROCKFORD, IL 61107-2663
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BANK ROCKFORD
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTHWEST BANK ROCKFORD
Sep 5, 2019Warranty Deed, Transfer · Conventional with PMI
NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2019 · Amount on File
Deed SaleSep 5, 2019 · Amount on File
Prior SaleApr 16, 2013 · Amount on File
Deed Document Number20191029867
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6490 SHILOH CLOSE, ROCKFORD, IL 61107-2663
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021405
DateJun 21, 2021
Instrument2121405
Lender
NameNORTHWEST BANK ROCKFORD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address6490 SHILOH CLOSE, ROCKFORD, IL 61107-2663
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008693
DateMar 15, 2021
Instrument2108693
Lender
NameNORTHWEST BANK ROCKFORD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 5, 2019
Property Address6490 SHILOH CLOSE, ROCKFORD, IL 61107-2663
Document Number0001029867
Instrument DateAug 30, 2019
Instrument1029867
Transaction TypeTransfer
Record UpdatedSep 20, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$567.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6490 SHILOH CLOSE ROCKFORD IL 611072663, ROCKFORD, IL 61107-2663

Mortgage

Document Number1029868
DateSep 5, 2019
Instrument1029868
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61103
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueSep 4, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 6490 Shiloh Close was $13,795 with a homeowner's exemption, up 4.3% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,795.00 (+4.28%) Homeowner's exemption$162,247 (+11.43%) Land $25,161 Building $137,086$486,741 (+11.43%) Land $75,483 Building $411,258
2024$13,229.00$145,604 Land $22,580 Building $123,024$436,812 Land $67,740 Building $369,072
2022Homeowner's exemption$114,754 Land $17,796 Building $96,958$344,262 Land $53,388 Building $290,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6490 Shiloh Close in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6490 Shiloh Close is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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