Shelby County property record for 6490 Ruffle Cv, Bartlett, TN 38134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,631 sqft · built 1976 |
| Lot Size | 0.262 acres (11,423 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Apr 2020) |
| Tax Bill | $1,632 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B0-157W-A0-0055 |
| Primary APN | B0-157W-A0-0055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,631 sqft Living Area |
| 1st Floor Area | 1,631 sqft |
| Utility Area | 40 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,423 sqft (0.262 acres) |
| Lot Dimensions | 122 ft deep x 39 ft wide |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6490 RUFFLE CV |
|---|---|
| City | BARTLETT |
| State | TN |
| Zip | 38134-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | NS RUFFLE COVE |
| Legal Subdivision | CARA REV |
| Legal Lot Number | 58 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20634 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6490 RUFFLE CV, BARTLETT, TN 38134-3824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2020 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Jan 8, 2018 | Warranty Deed, Transfer · FHA Mortgage PINNACLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on Record |
| Deed Sale | Apr 29, 2020 · Amount on Record |
| Prior Sale | Jan 8, 2018 · Amount on Record |
| Deed Document Number | 202084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 29, 2020 |
| Property Address | 6490 RUFFLE CV, BARTLETT, TN 38134-3824 |
| Document Number | 0000042984 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 42984 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2020 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6490 RUFFLE CV BARTLETT TN 381343824, BARTLETT, TN 38134-3824 |
| Document Number | 42985 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 42985 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 8, 2018 |
| Property Address | 6490 RUFFLE CV, BARTLETT, TN 38134-3824 |
| Document Number | 0018002183 |
| Map Reference | MB53 PG51 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 18002183 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $518.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6490 RUFFLE CV, BARTLETT, TN 38134-3824 |
| Document Number | 0018002184 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 18002184 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Number | 0000002185 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 18002185 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Bartlett City |
| County | Shelby County |
| Unified School District | Bartlett City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,632.00 (+10.42%) | $60,675 (+39.08%) Land $13,750 Building $46,925 | $242,700 (+39.08%) Land $55,000 Building $187,700 |
| 2023 | $43,625 Land $8,275 Building $35,350 | ||
| 2022 | $1,478.00 | ||
| 2021 | $174,500 Land $33,100 Building $141,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARTLETT WATER SYSTEM serves 57,129 people · EPA ID TN0000765 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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