6490 Malone Rd, Loudon, TN 37774 Property Records

Loudon County property record for 6490 Malone Rd, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,252 sqft · built 1955
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Jun 2021)
Tax Bill	$777 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`057 10600 000057`

Property Details

APN / Parcel Number

Primary APN	`057 10600 000057`
Alternative APNs	`053057 10600` `057 10600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	2,252 sqft Living Area
1st Floor Area	1,628 sqft
Upper Floors Area	624 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2002
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	30,492 sqft (0.7 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	057 10600 000057
Street Address	6490 MALONE RD
City	LOUDON
State	TN
Zip	37774-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	1 063 063 01101 000
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2022
Census Tract	60502

Owner

6490 Malone Rd is owned and occupied by an individual who bought it in June 2021.

Source: Loudon County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6490 MALONE RD, LOUDON, TN 37774-3912
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 9, 2021	Quit Claim Deed, Transfer Quitclaim
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	Jun 9, 2021
Deed Document Number	21007471
Deed Book / Page	D0436 / 9
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	6490 MALONE RD, LOUDON, TN 37774-3912
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6490 MALONE RD, LOUDON, TN 37774-3912

Mortgage

Document Number	0T1767/168
Date	Nov 24, 2025
Book Page	T1767/168
Instrument	25010934

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 9, 2021
Property Address	6490 MALONE RD, LOUDON, TN 37774-3912
Document Number	D0436/9
Book / Page	D0436 / 9
Instrument Date	Jun 3, 2021
Instrument	21007471
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6490 MALONE RD, LOUDON, TN 37774-3912

Mortgage

Document Number	21007472
Date	Jun 9, 2021
Instrument	21007472

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Jun 9, 2021
Property Address	6490 MALONE RD, LOUDON, TN 37774-3912
Document Number	D0436/7
Book / Page	D0436 / 7
Instrument Date	Jun 3, 2021
Instrument	21007470
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6490 MALONE RD, LOUDON, TN 37774-3912

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Oct 3, 2017
Property Address	6490 MALONE RD, LOUDON, TN 37774-3912
Document Number	0000008547
Book / Page	000397 / 000752
Instrument Date	Sep 29, 2017
Instrument	8547
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	CROSSLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$521.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6490 MALONE RD LOUDON TN 377743912, LOUDON, TN 37774-3912

Mortgage

Document Number	8548
Date	Oct 3, 2017
Book Page	001344/000432
Instrument	8548

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 6490 Malone Rd was $777.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$777.00	$43,950 (-) Land $3,700 Building $40,250
2024	$777.00	$43,950 (-) Land $3,700 Building $40,250
2023		$43,950 Land $3,700 Building $40,250
2021			$175,800 Land $14,800 Building $161,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6490 Malone Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6490 Malone Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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