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6490 Harmony Rd, Preston, MD 21655 Property Records

Caroline County property record for 6490 Harmony Rd, Preston, MD 21655 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,276 sqft · built 1966
Lot Size2.74 acres (119,354 sqft)
OwnerIndividual Name on File
Tax Bill$2,010 (2025)
Deeds & MortgagesMay 2021 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN08-009791

Property Details

APN / Parcel Number

Primary APN08-009791
Alternative APNs
  • 8009791
  • 009791

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,276 sqft Total Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area119,354 sqft (2.74 acres)

Exterior Amenities

PorchSlab
Porch Area164 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number009791
Street Address6490 HARMONY RD
CityPRESTON
StateMD
Zip21655-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.74 AC NW/S RTE 16 NE OF HARMONY
Legal SubdivisionROGER WILLOUGHBY
JurisdictionCAROLINE MD
Township / Civil Division8, AMERICAN CORNER
Census Block Group1
Census Block1050
Census Tract955400

Owner

Source: Caroline County records · APN 08-009791

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6490 HARMONY RD, PRESTON, MD 21655-1903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Sep 12, 2018Grant Deed, Transfer
BANK OF DEL MAR VA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 17, 2003
Deed SaleMar 17, 2003
Deed Document Number2003253
Deed Book / Page477 / 257
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAROLINE MD
Property Address6490 HARMONY RD, PRESTON, MD 21655-1903
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014940333
DateMay 20, 2021
Book Page1494/333
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 01, 2041

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAROLINE MD
Recording DateSep 12, 2018
Property Address6490 HARMONY RD, PRESTON, MD 21655-1903
Document Number0013260178
Book / Page001326 / 000178
Instrument DateAug 30, 2018
Transaction TypeTransfer
Record UpdatedOct 09, 2018
Title CompanyMID-ATLANTIC TITLE AND ESCROW COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6490 HARMONY RD PRESTON MD 216551903, PRESTON, MD 21655-1903

Mortgage

Document Number13270288
DateSep 12, 2018
Book Page001327/000288
Lender
NameBANK OF DEL MAR VA
TypeBank
AddressSALISBURY, MD 21801
Agreement
AmountAmount Recorded
Term360 Months
DueSep 11, 2048

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$196,867 (+10.37%)$200,800 (+3.03%) Land $74,500 Building $126,300
2025$2,010.00 (+13.56%)
2023$1,770.00 Homeowner's exemption$178,367$194,900 Land $72,800 Building $122,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119554001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimJan 2024, river or lake flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 70% of Maryland
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Choptank Electric CooperativeFiber2,500 / 2,500
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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