Union County and Westfield Town property record for 649 Westfield Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 3,030 sqft · built 1928 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Aug 2003) |
| Tax Bill | $20,623 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04201-0000-00032 |
| Primary APN | 20-04201-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,030 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000616000000029 |
|---|---|
| Street Address | 649 WESTFIELD AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4201 |
| Legal Lot Number | 32 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 36700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stoneleigh Park Historic District listed 1988 · 51 contributing resources · NRIS 88002020 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 649 WESTFIELD AVE, WESTFIELD, NJ 07090-3313 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage NORTHFIELD BANK |
| Jul 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SPENCER SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2003 · Amount on Record |
| Deed Sale | Aug 21, 2003 · Amount on Record |
| Deed Book / Page | 5387 / 209 |
| Prior Transfer Date | Apr 13, 1999 |
| Prior Transfer Doc | 0000065389 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 649 WESTFIELD AVE, WESTFIELD, NJ 07090-3313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0147462595 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 14746/2595 |
| Instrument | 696641 |
| Name | NORTHFIELD BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Aug 20, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 649 WESTFIELD AVE, WESTFIELD, NJ 07090-3313 |
| Document Number | 0143100889 |
| Instrument Date | Jul 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 649 WESTFIELD AVE WESTFIELD NJ 070903313, WESTFIELD, NJ 07090-3313 |
| Document Number | 0143100889 |
|---|---|
| Date | Aug 3, 2017 |
| Book Page | 014310/000889 |
| Instrument | 644066 |
| Name | SPENCER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | ELMWOOD PARK, NJ 07407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2047 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $899,800 (-) Land $494,800 Building $405,000 | $899,800 (-) Land $494,800 Building $405,000 | |
| 2025 | $20,623.00 (+1.78%) | $899,800 (-) Land $494,800 Building $405,000 | $899,800 (-) Land $494,800 Building $405,000 |
| 2024 | $20,263.00 (+4.26%) | ||
| 2023 | $899,800 Land $494,800 Building $405,000 | $899,800 Land $494,800 Building $405,000 | |
| 2022 | $19,435.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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