649 Wampler Dr, Charleston, SC 29412 Property Records

Charleston County property record for 649 Wampler Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,548 sqft · built 1988
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Aug 2003)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`454-02-00-008`

Property Details

APN / Parcel Number

Primary APN	`454-02-00-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,548 sqft Living Area
1st Floor Area	1,268 sqft
Upper Floors Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	165 ft deep x 94 ft wide
Porch	Slab
Porch Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	649 WAMPLER DR
City	CHARLESTON
State	SC
Zip	29412-9157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -EASTWOOD DESCRIPTION -LT 406 BLK E
Legal Subdivision	EASTWOOD
Legal Block	E
Legal Lot Number	406
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	1
Census Block	1023
Census Tract	2007

Owner

649 Wampler Dr is owned and occupied by an individual who bought it in August 2003.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	649 WAMPLER DR, CHARLESTON, SC 29412-9157
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Nov 5, 2019	Deed of Trust, Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2003 · Amount on File
Deed Sale	Aug 19, 2003 · Amount on File
Deed Book / Page	463 / 407
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	649 WAMPLER DR, CHARLESTON, SC 29412-9157
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010120872
Date	Jul 13, 2021
Book Page	1012/872

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	649 WAMPLER DR, CHARLESTON, SC 29412-9157
Document Number	0839/0745
Instrument Date	Nov 5, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 WAMPLER DR CHARLESTON SC 294129157, CHARLESTON, SC 29412-9157

Mortgage

Document Number	0839/0745
Date	Nov 14, 2019
Book Page	000839/000745

Lender

Name	SOUTH CAROLINA FCU
Address	NORTH CHARLESTON, SC 29419-9012

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 649 Wampler Dr was $4,549, up 9.7% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,549.00 (+9.75%)	$930,908 (+2,774.95%) Land $555,991 Building $374,917	$1,765,200 Land $1,111,400 Building $653,800
2024	$4,145.00	$32,380
2022	$3,892.00	$32,380	$933,100 Land $557,300 Building $375,800
2020			$933,100 Land $557,300 Building $375,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 649 Wampler Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 217 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	217 in force
Nearby Flood Claims	150 (1978–2024)
Claims Outside the SFHA	16 of 150
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Severe Storms And Flooding, Oct 2015 · 13 claims Hurricane Hugo, Sep 1989 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 649 Wampler Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 82% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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