Waynesboro City property record for 649 Walnut Ave, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 3,564 sqft · built 1890 |
| Lot Size | 0.269 acres (11,752 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Aug 2019) |
| Tax Bill | $4,052 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2017 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54 4 36-12 |
| Primary APN | 54 4 36-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,564 sqft Living Area |
| 1st Floor Area | 2,976 sqft |
| Attic | Attic |
| Attic Area | 100 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,752 sqft (0.269 acres) |
| Terrain | Above Road/Slope |
| Garage Area | 1,320 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 245336 |
|---|---|
| Street Address | 649 WALNUT AVE |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-5 |
| Legal Description | BLOCK 36 LOTS 12, 13 & 14 WAYNESBORO CO ADT |
| Legal Subdivision | WAYNESBORO COMPANY |
| Legal Block | 36 |
| Legal Lot Number | 12-14 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 3400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
649 Walnut Ave is owned and occupied by two individuals who bought it in August 2019.
Source: Waynesboro City records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 649 WALNUT AVE, WAYNESBORO, VA 22980-4819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| May 5, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance THE MOSBY CLARK TOMS FAMILY TRUST AGREEM |
| Aug 16, 2019 | Warranty Deed, Transfer NOT AVAILABLE, SETTLEMENT SETTLEMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on File |
| Deed Sale | Aug 16, 2019 · Amount on File |
| Prior Sale | Jan 14, 2010 · Amount on File |
| Deed Document Number | 20191885 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Aug 20, 2026 |
| Property Address | 649 WALNUT AVE, WAYNESBORO, VA 22980-4819 |
| Document Number | 0000002075 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20262075 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 649 WALNUT AVE, WAYNESBORO, VA 22980-4819 |
| Document Number | 0000002075, |
|---|---|
| Date | Aug 20, 2026 |
| Instrument | 20262075 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 649 WALNUT AVE, WAYNESBORO, VA 22980-4819 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 170001007 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 170001007 |
| Name | THE MOSBY CLARK TOMS FAMILY TRUST AGREEM |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 5, 2022 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Aug 16, 2019 |
| Property Address | 649 WALNUT AVE, WAYNESBORO, VA 22980-4819 |
| Document Number | 190001885 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 190001885 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | NOT AVAILABLE, SETTLEMENT SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 WALNUT AVE, WAYNESBORO, VA 22980-4819 |
The 2026 property tax bill for 649 Walnut Ave was $4,052.
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,052.00 | $465,800 Land $70,000 Building $395,800 | $465,800 Land $70,000 Building $395,800 |
| 2023 | $2,029.00 | $263,600 Land $67,500 Building $196,100 | $263,600 Land $67,500 Building $196,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 649 Walnut Ave in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 31 (1985–2018) |
| Claims Outside the SFHA | 8 of 31 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 649 Walnut Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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