Flathead County property record for 649 Wagon Trail Rd, Whitefish, MT 59937
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 20.4 acres (889,495 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $14 (2026) |
| Deeds & Mortgages | Jul 2026 Construction Loan Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R0771357 |
| Primary APN | R0771357 |
|---|---|
| Alternative APNs |
|
| Lot Area | 889,495 sqft (20.4 acres) |
|---|---|
| Terrain | Wooded |
| Account Number | 0000502533 |
|---|---|
| Street Address | 649 WAGON TRAIL RD |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-2088 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Legal Description | HOMESTEAD AT WHITEFISH PH1AMD L5-8, S23, T31 N, R23 W, LOT 6A, ACRES 20.42 |
| Legal Range | 23W |
| Legal Township | 31N |
| Legal Section | 23 |
| Legal Subdivision | HOMESTEAD AT WHITEFISH PH1AMD L5 |
| Legal Lot Number | 6A |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 1701 |
Source: Flathead County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6335 CALLE PONTE BELLA, RANCHO SANTA FE, CA 92091-0288 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Construction Mortgage BANK OF MONTANA |
| Dec 28, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2021 |
| Deed Sale | Dec 28, 2021 |
| Prior Sale | Nov 25, 2014 |
| Deed Document Number | 202144040 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jul 6, 2026 |
| Property Address | 649 WAGON TRAIL RD, WHITEFISH, MT 59937-2088 |
| Document Number | 0000013632 |
| Instrument Date | Jul 2, 2026 |
| Instrument | 202613632 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 6335 CALLE PONTE BELLA, RANCHO SANTA FE, CA 92091-0288 |
| Document Number | 0000013632, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202613632 |
| Name | BANK OF MONTANA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Feb 22, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 28, 2021 |
| Property Address | 649 WAGON TRAIL RD, WHITEFISH, MT 59937 |
| Document Number | 202100044040 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 202100044040 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7987, NEWPORT BEACH, CA 92658-7987 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14.00 (-6.67%) | $12,257 (-) | |
| 2025 | $15.00 (-21.05%) | $12,257 (-15.9%) | $12,257 (-26.43%) Land $12,257 |
| 2023 | $19.00 | $14,574 | $16,661 Land $16,661 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 57% of Montana |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MontanaSky Networks Fixed Wireless | 50 / 10 |
| CenturyLink Fiber | 10 / 1 |
5G (outdoors only) and 4G LTE
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