649 Wagon Rd, Chester, CA 96020 Property Records

Plumas County property record for 649 Wagon Rd, Chester, CA 96020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,190 sqft · built 1994
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Tax Bill	$4,726 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit Feb 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-450-018-000`

Property Details

APN / Parcel Number

Primary APN	`100-450-018-000`
Alternative APN	`100-450-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
Gross Area	2,752 sqft
Basement Area	418 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Frame
Lot Area	36,155 sqft (0.83 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	100-450-018
Street Address	649 WAGON RD
City	CHESTER
State	CA
Zip	96020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2R
Legal Subdivision	MARTIN RHO 02
Legal Lot Number	21
Jurisdiction	PLUMAS CA
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1067
Census Tract	501

Owner

Source: Plumas County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	649 WAGON RD, CHESTER, CA 96020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 27, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 12, 2013
Transfer Doc	0000009051
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	649 WAGON RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000916
Date	Feb 28, 2018
Instrument	2018-0000916

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2038

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	649 WAGON RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000885
Date	Feb 27, 2018
Instrument	2018-0000885

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	649 WAGON RD, CHESTER, CA 96020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001797
Date	Apr 13, 2020
Instrument	2020-0001797

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLUMAS CA
Property Address	649 WAGON RD, CHESTER, CA 96020
Document Number	0000006659
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	CAL-SIERRA TITLE COMPANY, CAL-SIERRA TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1909 CHESTER CA 960201909, CHESTER, CA 96020-1909

Mortgage

Document Number	0000006659
Date	Dec 30, 2019
Instrument	6659

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 29, 2039

Tax Assessment & Valuation

Source: Plumas County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Plumas County
Unified School District	Plumas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$427,886 (+2%) Land $90,171 Building $337,715
2025	$4,726.00 (+9.37%) Homeowner's exemption	$419,497 (+4.04%) Land $88,403 Building $331,094
2023	$4,321.00 (+0.3%) Homeowner's exemption	$403,209 Land $84,971 Building $318,238
2022	$4,308.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER PUBLIC U.D. serves 2,187 people · EPA ID CA3210009
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

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