Lake County property record for 649 W 39th Ave, Gary, IN 46408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,407 sqft · built 1928 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,402 (May 2026) |
| Tax Bill | $1,953 (2024) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-45-0026-0008 |
| Primary APN | 001-25-45-0026-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,407 sqft Living Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 679 sqft |
| Unfinished Basement | 185 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 3,746 sqft (0.086 acres) |
| Lot Dimensions | 125 ft deep x 30 ft wide |
| View / Lot | Alley |
| Garage Area | 1,364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 649 W 39TH AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46408-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANZEROS ADD. L.8 |
| Legal Subdivision | HANZEROS ADD |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 12400 |
649 W 39th Ave is owned and occupied by an individual who bought it in May 2026.
Source: Lake County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Widow or Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Quit Claim Deed, Transfer · VA Mortgage DENALI CAPITAL GROUP LLC |
| May 12, 2026 | Quit Claim Deed, Transfer · VA Mortgage NONE LISTED ON DOCUMENT |
| Mar 14, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 13, 2023 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 29, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Nov 23, 2022 | Re-recorded Document |
| Dec 3, 2018 | Tax Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Prior Sale | Mar 13, 2023 · Amount on File |
| Deed Document Number | 2026519289 |
| Prior Transfer Date | May 6, 2026 |
| Prior Transfer Doc | 0000019289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 12, 2026 |
| Property Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000019289 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026519289 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000519290, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026519290 |
| Name | DENALI CAPITAL GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 12, 2026 |
| Property Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000519289 |
| Instrument Date | May 6, 2026 |
| Instrument | 2026.519289 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000519290, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026..519290 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 14, 2024 |
| Property Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000008066 |
| Map Reference | MB 20 PG 3 |
| Instrument Date | Mar 13, 2024 |
| Instrument | 2024-508066 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 13, 2023 |
| Property Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000007377 |
| Map Reference | MB 20 PG 3 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 2023-507377 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000007378 |
|---|---|
| Date | Mar 13, 2023 |
| Instrument | 2023-507378 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 29, 2018 |
| Property Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000082700 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 82700 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 W 39TH AVE GARY IN 464082601, GARY, IN 46408-2601 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Nov 23, 2022 |
| Property Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000039601 |
| Map Reference | MB 20 PG 3 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 2022-039601 |
| Record Updated | Dec 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4607 MAGOUN AVE, EAST CHICAGO, IN 46312-3242 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Dec 3, 2018 |
| Property Address | 649 W 39TH AVE, GARY, IN 46408-2601 |
| Document Number | 0000083010 |
| Instrument Date | Nov 26, 2018 |
| Instrument | 83010 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 21, 2018 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4607 MAGOUN AVE EAST CHICAGO IN 463123242, EAST CHICAGO, IN 46312-3242 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,300 Land $5,300 Building $184,000 | $189,300 Land $5,300 Building $184,000 | |
| 2024 | $1,953.00 | ||
| 2023 | $152,200 (+2,436.67%) Land $4,900 Building $147,300 | $152,200 (+2,436.67%) Land $4,900 Building $147,300 | |
| 2022 | $153.00 (-94.33%) | $6,000 Land $1,800 Building $4,200 | $6,000 Land $1,800 Building $4,200 |
| 2021 | $2,697.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 649 W 39th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 649 W 39th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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