649 Torgiano Dr, Ocoee, FL 34761 Property Records

Orange County property record for 649 Torgiano Dr, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2012
Square Footage3,759 sqft Living Area
Lot Size10,800 sqft (0.248 acres)
OccupancyOwner Occupied
Last Sale$361,734 (2017)
Tax Bill$5,680.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-21-28-9250-04-490
Alternative APNs
  • 282131925004490
  • 214222
  • 218497
  • 223003

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,759 sqft Living Area
Gross Area4,944 sqft Gross Area
1st Floor3,246 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,800 sqft (0.248 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area720 sqft Garage
Porch Area374 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address649 TORGIANO DR
CityOCOEE
StateFL
Zip34761-5089
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWESTYN BAY PHASES 4 AND 5 71/80 LOT 449
Legal Range28E
Legal Township21S
Legal Section31
Legal SubdivisionWESTYN BAY PH 4 AND 5
Legal PhaseS
Legal Tract9250
Legal Block4
Legal Lot Number449
JurisdictionORANGE FL
Minor Civil DivisionAPOPKA
Census Blockgroup3
Census Block3001
Census Tract17506

Owner

Source: Orange County records · APN 31-21-28-9250-04-490

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address649 TORGIANO DR, OCOEE, FL 34761-5089
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LOANDEPOT.COM LLC
Jun 02, 2017Warranty Deed, Transfer · Veterans Administration Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2017 · Amount on Record
Deed SaleJun 02, 2017 · Amount on Record
Prior SaleMay 01, 2017 · Amount on Record
Deed Doc Number2017306521
Record RefreshedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address649 TORGIANO DR, OCOEE, FL 34761-5089
Document Number0000285993
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedJun 05, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address649 TORGIANO DR OCOEE FL 347615089, OCOEE, FL 34761-5089

Mortgage

Document Number0000285993
DateMay 19, 2020
Instrument285993
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 18, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 02, 2017
Property Address649 TORGIANO DR, OCOEE, FL 34761-5089
Document Number0000306521
Map ReferenceMB 71 PG 80-84
Instrument DateMay 22, 2017
Instrument20170306521
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyCITY TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,532.60
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address649 TORGIANO DR, OCOEE, FL 34761-5089

Mortgage

Document Number0000306522
DateJun 02, 2017
Instrument20170306522
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$343,757 (+2.7%)$567,320 (-1.21%) Land $115,000 Building $452,320
2025$5,680.00 (+7.54%) Homeowner's exemption$334,720 (+5.99%)$574,280 (+10.58%) Land $115,000 Building $459,280
2024$5,282.00 (+3.37%)
2023$5,110.00 Homeowner's exemption$315,813$519,319 Land $115,000 Building $404,319

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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